Swan General Ltd provides short- and long-term insurance products to individual and corporate clients in Mauritius.
Price History & Performance
|Historical stock prices|
|Current Share Price||MU₨375.00|
|52 Week High||MU₨295.00|
|52 Week Low||MU₨375.00|
|1 Month Change||0.67%|
|3 Month Change||19.05%|
|1 Year Change||24.59%|
|3 Year Change||9.33%|
|5 Year Change||24.59%|
|Change since IPO||1,162.63%|
Recent News & Updates
|SWAN.N0000||MU Insurance||MU Market|
Return vs Industry: SWAN.N0000 matched the MU Insurance industry which returned 25.3% over the past year.
Return vs Market: SWAN.N0000 exceeded the MU Market which returned 14.4% over the past year.
Stable Share Price: SWAN.N0000 is not significantly more volatile than the rest of MU stocks over the past 3 months, typically moving +/- 2% a week.
Volatility Over Time: SWAN.N0000's weekly volatility (2%) has been stable over the past year.
About the Company
|1854||n/a||J. M. Rivalland||https://www.swanforlife.com|
Swan General Ltd provides short- and long-term insurance products to individual and corporate clients in Mauritius. It operates through Life and General segments. The company offers life, car, home, health, travel, boat, property and liability, financial lines, motor fleet, marine, and keyman and partnership insurance products, as well as reinsurance services.
Swan General Fundamentals Summary
|SWAN.N0000 fundamental statistics|
Is SWAN.N0000 overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|SWAN.N0000 income statement (TTM)|
|Cost of Revenue||MU₨6.20b|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||64.12|
|Net Profit Margin||5.30%|
How did SWAN.N0000 perform over the long term?See historical performance and comparison
3.8%Current Dividend Yield
Is Swan General undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: SWAN.N0000 (MUR375) is trading below our estimate of fair value (MUR862.68)
Significantly Below Fair Value: SWAN.N0000 is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: SWAN.N0000 is good value based on its PE Ratio (5.8x) compared to the African Insurance industry average (7.4x).
PE vs Market: SWAN.N0000 is good value based on its PE Ratio (5.8x) compared to the MU market (14.2x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate SWAN.N0000's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: SWAN.N0000 is good value based on its PB Ratio (0.7x) compared to the XF Insurance industry average (1x).
How is Swan General forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Insurance industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Swan General has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Swan General performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: SWAN.N0000 has high quality earnings.
Growing Profit Margin: SWAN.N0000's current net profit margins (5.3%) are lower than last year (10.7%).
Past Earnings Growth Analysis
Earnings Trend: SWAN.N0000's earnings have grown significantly by 27% per year over the past 5 years.
Accelerating Growth: SWAN.N0000's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: SWAN.N0000 had negative earnings growth (-32.5%) over the past year, making it difficult to compare to the Insurance industry average (18.2%).
Return on Equity
High ROE: SWAN.N0000's Return on Equity (13.2%) is considered low.
How is Swan General's financial position?
Financial Position Analysis
Short Term Liabilities: SWAN.N0000's short term assets (MUR10.0B) exceed its short term liabilities (MUR1.0B).
Long Term Liabilities: SWAN.N0000's short term assets (MUR10.0B) do not cover its long term liabilities (MUR53.1B).
Debt to Equity History and Analysis
Debt Level: SWAN.N0000 is debt free.
Reducing Debt: SWAN.N0000 had no debt 5 years ago.
Debt Coverage: SWAN.N0000 has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: SWAN.N0000 has no debt, therefore coverage of interest payments is not a concern.
What is Swan General current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: SWAN.N0000's dividend (3.84%) is higher than the bottom 25% of dividend payers in the MU market (2.05%).
High Dividend: SWAN.N0000's dividend (3.84%) is in the top 25% of dividend payers in the MU market (3.53%)
Stability and Growth of Payments
Stable Dividend: SWAN.N0000's dividends per share have been stable in the past 10 years.
Growing Dividend: SWAN.N0000's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (22.5%), SWAN.N0000's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
J. M. Rivalland (50 yo)
Mr. J. M. Louis Rivalland, B.Sc. (Hons.) (S.A.) F.I.A. (U.K.) F.A.S. (S.A.), has been the Group Chief Executive at Swan Life Ltd (also known as The Anglo-Mauritius Assurance Society Limited) of Swan Group...
Experienced Management: SWAN.N0000's management team is considered experienced (4 years average tenure).
Experienced Board: SWAN.N0000's board of directors are considered experienced (9.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Swan General Ltd's employee growth, exchange listings and data sources
- Name: Swan General Ltd
- Ticker: SWAN.N0000
- Exchange: MUSE
- Founded: 1854
- Industry: Multi-line Insurance
- Sector: Insurance
- Market Cap: MU₨3.103b
- Shares outstanding: 8.28m
- Website: https://www.swanforlife.com
- Swan General Ltd
- Swan Centre
- 10 Intendance Street
- Port Louis
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/22 12:31|
|End of Day Share Price||2021/10/21 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.