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POL.

P.O.L.I.C.YMUSE:POL.N0000 Stock Report

Market Cap

MU₨1.3b

7D

-7.1%

1Y

50.8%

Updated

20 Oct, 2021

Data

Company Financials
POL.N0000 fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance0/6
Financial Health6/6
Dividends1/6

POL.N0000 Overview

P.O.L.I.C.Y. Limited operates as an investment company.

Price History & Performance

Summary of all time highs, changes and price drops for P.O.L.I.C.Y
Historical stock prices
Current Share PriceMU₨5.46
52 Week HighMU₨3.00
52 Week LowMU₨5.88
Beta0.12
1 Month Change7.06%
3 Month Change12.58%
1 Year Change50.83%
3 Year Change-17.52%
5 Year Change-12.22%
Change since IPO171.79%

Recent News & Updates

Shareholder Returns

POL.N0000MU Diversified FinancialMU Market
7D-7.1%-0.03%0.3%
1Y50.8%-4.3%14.2%

Return vs Industry: POL.N0000 exceeded the MU Diversified Financial industry which returned -4.3% over the past year.

Return vs Market: POL.N0000 exceeded the MU Market which returned 14.2% over the past year.

Price Volatility

Is POL.N0000's price volatile compared to industry and market?
POL.N0000 volatility
POL.N0000 Beta0.12
Industry Beta0.67
Market Beta1

Stable Share Price: POL.N0000 is not significantly more volatile than the rest of MU stocks over the past 3 months, typically moving +/- 4% a week.

Volatility Over Time: POL.N0000's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1979n/an/ahttps://www.policylimited.mu

P.O.L.I.C.Y. Limited operates as an investment company. The firm has a long-term investment strategy.

P.O.L.I.C.Y Fundamentals Summary

How do P.O.L.I.C.Y's earnings and revenue compare to its market cap?
POL.N0000 fundamental statistics
Market CapMU₨1.27b
Earnings (TTM)MU₨6.23m
Revenue (TTM)MU₨15.40m

199.1x

P/E Ratio

80.5x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
POL.N0000 income statement (TTM)
RevenueMU₨15.40m
Cost of RevenueMU₨0
Gross ProfitMU₨15.40m
ExpensesMU₨9.17m
EarningsMU₨6.23m

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)0.027
Gross Margin100.00%
Net Profit Margin40.44%
Debt/Equity Ratio0.0%

How did POL.N0000 perform over the long term?

See historical performance and comparison

Dividends

2.9%

Current Dividend Yield

292%

Payout Ratio

Valuation

Is P.O.L.I.C.Y undervalued compared to its fair value and its price relative to the market?

199.05x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate POL.N0000's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate POL.N0000's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: POL.N0000 is poor value based on its PE Ratio (199.1x) compared to the MU Diversified Financial industry average (40.1x).

PE vs Market: POL.N0000 is poor value based on its PE Ratio (199.1x) compared to the MU market (14.4x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate POL.N0000's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: POL.N0000's PB Ratio (1x) is in line with the MU Diversified Financial industry average.


Future Growth

How is P.O.L.I.C.Y forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

15.3%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as P.O.L.I.C.Y has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has P.O.L.I.C.Y performed over the past 5 years?

-27.2%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: POL.N0000 has a large one-off gain of MUR2.6M impacting its June 30 2021 financial results.

Growing Profit Margin: POL.N0000's current net profit margins (40.4%) are lower than last year (76.8%).


Past Earnings Growth Analysis

Earnings Trend: POL.N0000's earnings have declined by 27.2% per year over the past 5 years.

Accelerating Growth: POL.N0000's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: POL.N0000 had negative earnings growth (-80.7%) over the past year, making it difficult to compare to the Diversified Financial industry average (32.9%).


Return on Equity

High ROE: POL.N0000's Return on Equity (0.5%) is considered low.


Financial Health

How is P.O.L.I.C.Y's financial position?


Financial Position Analysis

Short Term Liabilities: POL.N0000's short term assets (MUR194.9M) exceed its short term liabilities (MUR3.5M).

Long Term Liabilities: POL.N0000 has no long term liabilities.


Debt to Equity History and Analysis

Debt Level: POL.N0000 is debt free.

Reducing Debt: POL.N0000 has no debt compared to 5 years ago when its debt to equity ratio was 2.9%.

Debt Coverage: POL.N0000 has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: POL.N0000 has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


Dividend

What is P.O.L.I.C.Y current dividend yield, its reliability and sustainability?

2.93%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: POL.N0000's dividend (2.93%) is higher than the bottom 25% of dividend payers in the MU market (2.1%).

High Dividend: POL.N0000's dividend (2.93%) is low compared to the top 25% of dividend payers in the MU market (3.53%).


Stability and Growth of Payments

Stable Dividend: POL.N0000's dividend payments have been volatile in the past 10 years.

Growing Dividend: POL.N0000's dividend payments have fallen over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its high payout ratio (291.6%), POL.N0000's dividend payments are not well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

6.6yrs

Average board tenure


CEO

P.O.L.I.C.Y has no CEO, or we have no data on them.


Board Members

Experienced Board: POL.N0000's board of directors are considered experienced (6.6 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

P.O.L.I.C.Y. Limited's employee growth, exchange listings and data sources


Key Information

  • Name: P.O.L.I.C.Y. Limited
  • Ticker: POL.N0000
  • Exchange: MUSE
  • Founded: 1979
  • Industry: Multi-Sector Holdings
  • Sector: Diversified Financials
  • Market Cap: MU₨1.271b
  • Shares outstanding: 226.99m
  • Website: https://www.policylimited.mu

Location

  • P.O.L.I.C.Y. Limited
  • Tower A
  • One CyberCity, Sixth Floor
  • Ebene
  • Mauritius

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/10/20 12:31
End of Day Share Price2021/10/20 00:00
Earnings2021/06/30
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.