company background image
LSR

LifeStar Holding MTSE:LSR Stock Report

Last Price

€0.99

Market Cap

€29.7m

7D

0%

1Y

n/a

Updated

10 May, 2022

Data

Company Financials
LSR fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance1/6
Financial Health4/6
Dividends0/6

LSR Stock Overview

LifeStar Holding p.l.c., together with its subsidiaries, a financial services company, provides life and health insurance products in Malta.

Price History & Performance

Summary of all time highs, changes and price drops for LifeStar Holding
Historical stock prices
Current Share Price€0.99
52 Week High€1.00
52 Week Low€0.10
Beta0.36
1 Month Change0%
3 Month Changen/a
1 Year Changen/a
3 Year Changen/a
5 Year Change209.38%
Change since IPO-74.86%

Recent News & Updates

Shareholder Returns

LSRMT InsuranceMT Market
7D0%-6.1%0.05%
1Yn/a-8.4%-7.4%

Return vs Industry: Insufficient data to determine how LSR performed against the MT Insurance industry.

Return vs Market: Insufficient data to determine how LSR performed against the MT Market.

Price Volatility

Is LSR's price volatile compared to industry and market?
LSR volatility
LSR Average Weekly Movementn/a
Insurance Industry Average Movement4.9%
Market Average Movement6.4%
10% most volatile stocks in MT Market11.9%
10% least volatile stocks in MT Market3.6%

Stable Share Price: Insufficient data to determine LSR's volatility over the past 3 months.

Volatility Over Time: Insufficient data to determine LSR's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
196562Cristina Casingenahttps://lifestarholding.com

LifeStar Holding p.l.c., together with its subsidiaries, a financial services company, provides life and health insurance products in Malta. The company operates through Investment and Advisory Services, Business of Insurance, Agency and Brokerage Services, and Property Services segments. It is involved in acting as an agent for sickness and accident insurance; provision of investment services and advice in terms of the Investment Services Act; and property management and consultancy activities comprising property acquisitions, disposals, and development projects.

LifeStar Holding Fundamentals Summary

How do LifeStar Holding's earnings and revenue compare to its market cap?
LSR fundamental statistics
Market Cap€29.70m
Earnings (TTM)€345.57k
Revenue (TTM)€17.35m

86.0x

P/E Ratio

1.7x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
LSR income statement (TTM)
Revenue€17.35m
Cost of Revenue€11.61m
Gross Profit€5.74m
Other Expenses€5.40m
Earnings€345.57k

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)0.012
Gross Margin33.09%
Net Profit Margin1.99%
Debt/Equity Ratio34.6%

How did LSR perform over the long term?

See historical performance and comparison

Valuation

Is LifeStar Holding undervalued compared to its fair value and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Below Fair Value

  • Significantly Below Fair Value

  • PE vs Industry

  • PE vs Market

  • PEG Ratio

  • PB vs Industry


86.01x

Price to Earnings (PE) ratio

Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate LSR's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate LSR's fair value for valuation analysis.


Price To Earnings Ratio

PE vs Industry: LSR is poor value based on its PE Ratio (86x) compared to the European Insurance industry average (10.3x).

PE vs Market: LSR is poor value based on its PE Ratio (86x) compared to the MT market (25.1x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate LSR's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: LSR is overvalued based on its PB Ratio (1.9x) compared to the XE Insurance industry average (1x).


Future Growth

How is LifeStar Holding forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

Future Growth Score

0/6

Future Growth Score 0/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


8.0%

Forecasted Insurance industry annual growth in earnings

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as LifeStar Holding has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has LifeStar Holding performed over the past 5 years?

Past Performance Score

1/6

Past Performance Score 1/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


-48.4%

Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: LSR has a large one-off loss of €182.3K impacting its June 30 2021 financial results.

Growing Profit Margin: LSR became profitable in the past.


Past Earnings Growth Analysis

Earnings Trend: LSR's earnings have declined by 48.4% per year over the past 5 years.

Accelerating Growth: LSR has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: LSR has become profitable in the last year, making it difficult to compare its past year earnings growth to the Insurance industry (19.2%).


Return on Equity

High ROE: LSR's Return on Equity (2.2%) is considered low.


Financial Health

How is LifeStar Holding's financial position?

Financial Health Score

4/6

Financial Health Score 4/6

  • Short Term Liabilities

  • Long Term Liabilities

  • Debt Level

  • Reducing Debt

  • Debt Coverage

  • Interest Coverage

Financial Position Analysis

Short Term Liabilities: LSR's short term assets (€42.9M) exceed its short term liabilities (€14.7M).

Long Term Liabilities: LSR's short term assets (€42.9M) do not cover its long term liabilities (€142.4M).


Debt to Equity History and Analysis

Debt Level: LSR has more cash than its total debt.

Reducing Debt: LSR's debt to equity ratio has reduced from 76.9% to 34.6% over the past 5 years.

Debt Coverage: LSR's debt is well covered by operating cash flow (161.9%).

Interest Coverage: Insufficient data to determine if LSR's interest payments on its debt are well covered by EBIT.


Balance Sheet


Dividend

What is LifeStar Holding current dividend yield, its reliability and sustainability?

Dividend Score

0/6

Dividend Score 0/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Future Dividend Coverage

Dividend Yield vs Market

Notable Dividend: Unable to evaluate LSR's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate LSR's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if LSR's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if LSR's dividend payments have been increasing.


Earnings Payout to Shareholders

Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Cash Payout to Shareholders

Cash Flow Coverage: Unable to calculate sustainability of dividends as LSR has not reported any payouts.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

6.7yrs

Average board tenure


CEO

Cristina Casingena

no data

Tenure

Mrs. Cristina Maria Casingena serves as Chief Executive Officer of LifeStar Insurance Limited. She has been Chief Executive Officer at LifeStar Insurance plc and serves as its Executive Director since Sept...


Board Members

Experienced Board: LSR's board of directors are considered experienced (6.7 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

LifeStar Holding p.l.c.'s employee growth, exchange listings and data sources


Key Information

  • Name: LifeStar Holding p.l.c.
  • Ticker: LSR
  • Exchange: MTSE
  • Founded: 1965
  • Industry: Life and Health Insurance
  • Sector: Insurance
  • Implied Market Cap: €29.700m
  • Shares outstanding: 30.00m
  • Website: https://lifestarholding.com

Number of Employees


Location

  • LifeStar Holding p.l.c.
  • Testaferrata Street
  • Ta' Xbiex
  • XBX 1403
  • Malta

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/05/10 00:00
End of Day Share Price2022/03/07 00:00
Earnings2021/06/30
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.