LSR Stock Overview
LifeStar Holding p.l.c., together with its subsidiaries, a financial services company, provides life and health insurance products in Malta.
Price History & Performance
|Historical stock prices|
|Current Share Price||€0.99|
|52 Week High||€1.00|
|52 Week Low||€0.10|
|1 Month Change||0%|
|3 Month Change||n/a|
|1 Year Change||n/a|
|3 Year Change||n/a|
|5 Year Change||209.38%|
|Change since IPO||-74.86%|
Recent News & Updates
|LSR||MT Insurance||MT Market|
Return vs Industry: Insufficient data to determine how LSR performed against the MT Insurance industry.
Return vs Market: Insufficient data to determine how LSR performed against the MT Market.
|LSR Average Weekly Movement||n/a|
|Insurance Industry Average Movement||4.9%|
|Market Average Movement||6.4%|
|10% most volatile stocks in MT Market||11.9%|
|10% least volatile stocks in MT Market||3.6%|
Stable Share Price: Insufficient data to determine LSR's volatility over the past 3 months.
Volatility Over Time: Insufficient data to determine LSR's volatility change over the past year.
About the Company
LifeStar Holding p.l.c., together with its subsidiaries, a financial services company, provides life and health insurance products in Malta. The company operates through Investment and Advisory Services, Business of Insurance, Agency and Brokerage Services, and Property Services segments. It is involved in acting as an agent for sickness and accident insurance; provision of investment services and advice in terms of the Investment Services Act; and property management and consultancy activities comprising property acquisitions, disposals, and development projects.
LifeStar Holding Fundamentals Summary
|LSR fundamental statistics|
Is LSR overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|LSR income statement (TTM)|
|Cost of Revenue||€11.61m|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||0.012|
|Net Profit Margin||1.99%|
How did LSR perform over the long term?See historical performance and comparison
Is LifeStar Holding undervalued compared to its fair value and its price relative to the market?
Valuation Score 0/6
Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PB vs Industry
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate LSR's fair value for valuation analysis.
Significantly Below Fair Value: Insufficient data to calculate LSR's fair value for valuation analysis.
Price To Earnings Ratio
PE vs Industry: LSR is poor value based on its PE Ratio (86x) compared to the European Insurance industry average (10.3x).
PE vs Market: LSR is poor value based on its PE Ratio (86x) compared to the MT market (25.1x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate LSR's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: LSR is overvalued based on its PB Ratio (1.9x) compared to the XE Insurance industry average (1x).
How is LifeStar Holding forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score0/6
Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted Insurance industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as LifeStar Holding has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has LifeStar Holding performed over the past 5 years?
Past Performance Score1/6
Past Performance Score 1/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: LSR has a large one-off loss of €182.3K impacting its June 30 2021 financial results.
Growing Profit Margin: LSR became profitable in the past.
Past Earnings Growth Analysis
Earnings Trend: LSR's earnings have declined by 48.4% per year over the past 5 years.
Accelerating Growth: LSR has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: LSR has become profitable in the last year, making it difficult to compare its past year earnings growth to the Insurance industry (19.2%).
Return on Equity
High ROE: LSR's Return on Equity (2.2%) is considered low.
How is LifeStar Holding's financial position?
Financial Health Score4/6
Financial Health Score 4/6
Short Term Liabilities
Long Term Liabilities
Financial Position Analysis
Short Term Liabilities: LSR's short term assets (€42.9M) exceed its short term liabilities (€14.7M).
Long Term Liabilities: LSR's short term assets (€42.9M) do not cover its long term liabilities (€142.4M).
Debt to Equity History and Analysis
Debt Level: LSR has more cash than its total debt.
Reducing Debt: LSR's debt to equity ratio has reduced from 76.9% to 34.6% over the past 5 years.
Debt Coverage: LSR's debt is well covered by operating cash flow (161.9%).
Interest Coverage: Insufficient data to determine if LSR's interest payments on its debt are well covered by EBIT.
What is LifeStar Holding current dividend yield, its reliability and sustainability?
Dividend Score 0/6
Future Dividend Coverage
Dividend Yield vs Market
Notable Dividend: Unable to evaluate LSR's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate LSR's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if LSR's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if LSR's dividend payments have been increasing.
Earnings Payout to Shareholders
Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: Unable to calculate sustainability of dividends as LSR has not reported any payouts.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Mrs. Cristina Maria Casingena serves as Chief Executive Officer of LifeStar Insurance Limited. She has been Chief Executive Officer at LifeStar Insurance plc and serves as its Executive Director since Sept...
Experienced Board: LSR's board of directors are considered experienced (6.7 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
LifeStar Holding p.l.c.'s employee growth, exchange listings and data sources
- Name: LifeStar Holding p.l.c.
- Ticker: LSR
- Exchange: MTSE
- Founded: 1965
- Industry: Life and Health Insurance
- Sector: Insurance
- Implied Market Cap: €29.700m
- Shares outstanding: 30.00m
- Website: https://lifestarholding.com
Number of Employees
- LifeStar Holding p.l.c.
- Testaferrata Street
- Ta' Xbiex
- XBX 1403
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/05/10 00:00|
|End of Day Share Price||2022/03/07 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.