Bank of Valletta Balance Sheet Health
Financial Health criteria checks 4/6
Bank of Valletta has total assets of €14.4B and total equity of €1.2B. Total deposits are €12.0B, and total loans are €6.5B.
Key information
11.8x
Asset to equity ratio
n/a
Net interest margin
Total deposits | €12.04b |
Loan to deposit ratio | Appropriate |
Bad loans | 3.8% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €2.32b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BOV's Assets to Equity ratio (11.8x) is moderate.
Allowance for Bad Loans: BOV has a low allowance for bad loans (55%).
Low Risk Liabilities: 92% of BOV's liabilities are made up of primarily low risk sources of funding.
Loan Level: BOV has an appropriate level of Loans to Assets ratio (45%).
Low Risk Deposits: BOV's Loans to Deposits ratio (54%) is appropriate.
Level of Bad Loans: BOV has a high level of bad loans (3.8%).