Sanlam Maroc Past Earnings Performance
Past criteria checks 4/6
Sanlam Maroc's earnings have been declining at an average annual rate of -19.3%, while the Insurance industry saw earnings growing at 5% annually. Revenues have been declining at an average rate of 0.3% per year. Sanlam Maroc's return on equity is 5.1%, and it has net margins of 4.2%.
Key information
-19.3%
Earnings growth rate
-23.8%
EPS growth rate
Insurance Industry Growth | 5.0% |
Revenue growth rate | -0.3% |
Return on equity | 5.1% |
Net Margin | 4.2% |
Last Earnings Update | 30 Jun 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Sanlam Maroc makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
---|---|---|---|---|
30 Jun 23 | 6,153 | 261 | 480 | 0 |
31 Mar 23 | 5,801 | 95 | 478 | 0 |
31 Dec 22 | 5,449 | -70 | 476 | 0 |
30 Sep 22 | 5,725 | 15 | 508 | 0 |
30 Jun 22 | 6,002 | 100 | 540 | 0 |
31 Mar 22 | 6,430 | 353 | 529 | 0 |
31 Dec 21 | 6,858 | 607 | 518 | 0 |
30 Sep 21 | 6,771 | 647 | 534 | 0 |
30 Jun 21 | 6,684 | 686 | 550 | 0 |
31 Mar 21 | 6,092 | 442 | 566 | 0 |
31 Dec 20 | 5,500 | 198 | 582 | 0 |
30 Sep 20 | 5,511 | 136 | 506 | 0 |
30 Jun 20 | 5,522 | 74 | 429 | 0 |
31 Mar 20 | 5,990 | 260 | 430 | 0 |
31 Dec 19 | 6,457 | 447 | 430 | 0 |
30 Sep 19 | 6,454 | 439 | 444 | 0 |
30 Jun 19 | 6,450 | 431 | 457 | 0 |
31 Mar 19 | 6,251 | 418 | 481 | 0 |
31 Dec 18 | 6,052 | 405 | 504 | 0 |
30 Sep 18 | 5,986 | 500 | 549 | 0 |
30 Jun 18 | 5,920 | 595 | 594 | 0 |
31 Mar 18 | 5,826 | 579 | 585 | 0 |
31 Dec 17 | 5,731 | 564 | 575 | 0 |
30 Sep 17 | 5,630 | 457 | 649 | 0 |
30 Jun 17 | 5,528 | 351 | 722 | 0 |
31 Mar 17 | 5,344 | 334 | 706 | 0 |
31 Dec 16 | 5,160 | 318 | 691 | 0 |
30 Sep 16 | 4,810 | 343 | 672 | 0 |
30 Jun 16 | 4,461 | 369 | 653 | 0 |
31 Mar 16 | 4,472 | 371 | 678 | 0 |
31 Dec 15 | 4,484 | 372 | 704 | 0 |
30 Sep 15 | 4,485 | 374 | 710 | 0 |
30 Jun 15 | 4,486 | 376 | 716 | 0 |
31 Mar 15 | 4,469 | 359 | 701 | 0 |
31 Dec 14 | 4,453 | 341 | 687 | 0 |
30 Sep 14 | 4,397 | 347 | 644 | 0 |
30 Jun 14 | 4,342 | 352 | 601 | 0 |
31 Mar 14 | 4,210 | 318 | 587 | 0 |
31 Dec 13 | 4,077 | 283 | 574 | 0 |
30 Sep 13 | 4,101 | 279 | 704 | 0 |
30 Jun 13 | 4,126 | 274 | 834 | 0 |
31 Mar 13 | 4,018 | 267 | 715 | 0 |
Quality Earnings: SAH has high quality earnings.
Growing Profit Margin: SAH's current net profit margins (4.2%) are higher than last year (1.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: SAH's earnings have declined by 19.3% per year over the past 5 years.
Accelerating Growth: SAH's earnings growth over the past year (161%) exceeds its 5-year average (-19.3% per year).
Earnings vs Industry: SAH earnings growth over the past year (161%) exceeded the Insurance industry 9.9%.
Return on Equity
High ROE: SAH's Return on Equity (5.1%) is considered low.