Banque Marocaine pour le Commerce et l'Industrie Past Earnings Performance
Past criteria checks 4/6
Banque Marocaine pour le Commerce et l'Industrie's earnings have been declining at an average annual rate of -24.2%, while the Banks industry saw earnings growing at 6% annually. Revenues have been growing at an average rate of 0.7% per year. Banque Marocaine pour le Commerce et l'Industrie's return on equity is 4.5%, and it has net margins of 12.5%.
Key information
-24.2%
Earnings growth rate
-24.3%
EPS growth rate
Banks Industry Growth | 3.7% |
Revenue growth rate | 0.7% |
Return on equity | 4.5% |
Net Margin | 12.5% |
Last Earnings Update | 30 Sep 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Banque Marocaine pour le Commerce et l'Industrie makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
---|---|---|---|---|
30 Sep 23 | 2,776 | 348 | 251 | 0 |
30 Jun 23 | 2,756 | 367 | 252 | 0 |
31 Mar 23 | 2,515 | 228 | 242 | 0 |
31 Dec 22 | 2,483 | 229 | 235 | 0 |
30 Sep 22 | 2,510 | 106 | 246 | 0 |
30 Jun 22 | 2,392 | 20 | 238 | 0 |
31 Mar 22 | 2,556 | 166 | 244 | 0 |
31 Dec 21 | 2,481 | 194 | 245 | 0 |
30 Sep 21 | 2,395 | 265 | 236 | 0 |
30 Jun 21 | 2,380 | 348 | 227 | 0 |
31 Mar 21 | 2,130 | 204 | 216 | 0 |
31 Dec 20 | 2,150 | 156 | 211 | 0 |
30 Sep 20 | 2,214 | 234 | 209 | 0 |
30 Jun 20 | 2,317 | 314 | 212 | 0 |
31 Mar 20 | 2,581 | 511 | 213 | 0 |
31 Dec 19 | 2,619 | 605 | 215 | 0 |
30 Sep 19 | 2,580 | 577 | 203 | 0 |
30 Jun 19 | 2,577 | 566 | 192 | 0 |
31 Mar 19 | 2,494 | 513 | 183 | 0 |
31 Dec 18 | 2,549 | 558 | 177 | 0 |
30 Sep 18 | 2,520 | 551 | 181 | 0 |
30 Jun 18 | 2,491 | 544 | 186 | 0 |
31 Mar 18 | 2,492 | 545 | 185 | 0 |
01 Jan 18 | 2,492 | 547 | 185 | 0 |
01 Oct 17 | 2,542 | 533 | 179 | 0 |
30 Jun 17 | 2,592 | 520 | 173 | 0 |
31 Mar 17 | 2,531 | 476 | 172 | 0 |
31 Dec 16 | 2,471 | 431 | 171 | 0 |
30 Sep 16 | 2,463 | 485 | 174 | 0 |
30 Jun 16 | 2,456 | 539 | 176 | 0 |
31 Mar 16 | 2,407 | 520 | 179 | 0 |
31 Dec 15 | 2,357 | 501 | 182 | 0 |
30 Sep 15 | 2,272 | 415 | 182 | 0 |
30 Jun 15 | 2,186 | 329 | 182 | 0 |
31 Mar 15 | 2,239 | 347 | 179 | 0 |
31 Dec 14 | 2,291 | 364 | 176 | 0 |
30 Sep 14 | 2,335 | 429 | 173 | 0 |
30 Jun 14 | 2,379 | 495 | 170 | 0 |
31 Mar 14 | 2,461 | 567 | 171 | 0 |
31 Dec 13 | 2,544 | 640 | 171 | 0 |
30 Sep 13 | 2,566 | 672 | 171 | 0 |
30 Jun 13 | 2,587 | 704 | 170 | 0 |
31 Mar 13 | 2,644 | 754 | 168 | 0 |
Quality Earnings: BCI has high quality earnings.
Growing Profit Margin: BCI's current net profit margins (12.5%) are higher than last year (4.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BCI's earnings have declined by 24.2% per year over the past 5 years.
Accelerating Growth: BCI's earnings growth over the past year (228.6%) exceeds its 5-year average (-24.2% per year).
Earnings vs Industry: BCI earnings growth over the past year (228.6%) exceeded the Banks industry 24.4%.
Return on Equity
High ROE: BCI's Return on Equity (4.5%) is considered low.