OTP Bank Nyrt Balance Sheet Health
Financial Health criteria checks 5/6
OTP Bank Nyrt has total assets of HUF39,609.1B and total equity of HUF4,094.8B. Total deposits are HUF28,332.4B, and total loans are HUF20,405.1B. It earns a Net Interest Margin of 3.9%. It has sufficient allowance for bad loans, which are currently at 3.6% of total loans. Cash and short-term investments are HUF6,913.4B.
Key information
9.7x
Asset to equity ratio
3.9%
Net interest margin
Total deposits | Ft28.33t |
Loan to deposit ratio | Appropriate |
Bad loans | 3.6% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | Ft6.91t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: OTPBK's Assets to Equity ratio (9.7x) is low.
Allowance for Bad Loans: OTPBK has a sufficient allowance for bad loans (126%).
Low Risk Liabilities: 80% of OTPBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: OTPBK has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: OTPBK's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: OTPBK has a high level of bad loans (3.6%).