Union Assurance Past Earnings Performance
Past criteria checks 5/6
Union Assurance has been growing earnings at an average annual rate of 10.6%, while the Insurance industry saw earnings growing at 7.9% annually. Revenues have been growing at an average rate of 15.1% per year. Union Assurance's return on equity is 15.6%, and it has net margins of 12.5%.
Key information
10.6%
Earnings growth rate
10.6%
EPS growth rate
| Insurance Industry Growth | -5.8% |
| Revenue growth rate | 15.1% |
| Return on equity | 15.6% |
| Net Margin | 12.5% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Union Assurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 29,958 | 3,758 | 4,338 | 0 |
| 30 Sep 23 | 28,535 | 3,319 | 4,254 | 0 |
| 30 Jun 23 | 27,350 | 3,181 | 4,065 | 0 |
| 31 Mar 23 | 25,087 | 2,974 | 3,945 | 0 |
| 31 Dec 22 | 23,316 | 2,747 | 3,933 | 0 |
| 30 Sep 22 | 22,750 | 2,146 | 3,710 | 0 |
| 30 Jun 22 | 21,018 | 2,131 | 3,568 | 0 |
| 31 Mar 22 | 20,681 | 2,038 | 3,449 | 0 |
| 31 Dec 21 | 20,651 | 2,054 | 3,210 | 0 |
| 30 Sep 21 | 19,973 | 1,118 | 3,293 | 0 |
| 30 Jun 21 | 19,962 | 986 | 3,298 | 0 |
| 31 Mar 21 | 18,421 | 987 | 3,150 | 0 |
| 31 Dec 20 | 17,469 | 921 | 3,256 | 0 |
| 30 Sep 20 | 16,641 | 1,168 | 3,060 | 0 |
| 30 Jun 20 | 15,629 | 1,171 | 2,965 | 0 |
| 31 Mar 20 | 16,076 | 1,147 | 3,049 | 0 |
| 31 Dec 19 | 15,461 | 1,158 | 3,014 | 0 |
| 30 Sep 19 | 15,297 | 1,479 | 3,215 | 0 |
| 30 Jun 19 | 14,254 | 2,963 | 3,494 | 0 |
| 31 Mar 19 | 14,293 | 3,118 | 3,576 | 0 |
| 31 Dec 18 | 14,528 | 3,244 | 3,523 | 0 |
| 30 Sep 18 | 13,595 | 9,359 | 3,249 | 0 |
| 30 Jun 18 | 13,703 | 7,813 | 2,855 | 0 |
| 31 Mar 18 | 13,998 | 7,580 | 2,561 | 0 |
| 31 Dec 17 | 13,654 | 7,384 | 2,504 | 0 |
| 30 Sep 17 | 12,822 | 1,389 | 2,300 | 0 |
| 30 Jun 17 | 12,718 | 1,369 | 2,204 | 0 |
| 31 Mar 17 | 11,738 | 1,360 | 2,160 | 0 |
| 31 Dec 16 | 10,764 | 1,313 | 2,065 | 0 |
| 30 Sep 16 | 10,205 | 1,030 | 1,925 | 0 |
| 30 Jun 16 | 9,380 | 1,011 | 1,849 | 0 |
| 31 Mar 16 | 9,001 | 1,046 | 1,782 | 0 |
| 31 Dec 15 | 9,049 | 2,347 | 1,748 | 0 |
| 30 Sep 15 | 9,000 | 2,286 | 1,657 | 0 |
| 30 Jun 15 | 9,177 | 2,264 | 1,664 | 0 |
| 31 Mar 15 | 9,004 | 2,202 | 1,646 | 0 |
| 31 Dec 14 | 8,907 | 881 | 1,655 | 0 |
| 30 Sep 14 | 5,360 | 601 | 950 | 0 |
| 30 Jun 14 | 5,773 | 673 | 1,214 | 0 |
| 31 Mar 14 | 6,623 | 720 | 1,480 | 0 |
| 31 Dec 13 | 7,460 | 791 | 1,660 | 0 |
| 30 Sep 13 | 11,452 | 990 | 2,657 | 0 |
| 30 Jun 13 | 11,509 | 954 | 2,603 | 0 |
Quality Earnings: UAL.N0000 has high quality earnings.
Growing Profit Margin: UAL.N0000's current net profit margins (12.5%) are higher than last year (11.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: UAL.N0000's earnings have grown by 10.6% per year over the past 5 years.
Accelerating Growth: UAL.N0000's earnings growth over the past year (36.8%) exceeds its 5-year average (10.6% per year).
Earnings vs Industry: UAL.N0000 earnings growth over the past year (36.8%) exceeded the Insurance industry -5.7%.
Return on Equity
High ROE: UAL.N0000's Return on Equity (15.6%) is considered low.