Union Assurance PLC

COSE:UAL.N0000 Stock Report

Market Cap: LK₨31.9b

Union Assurance Past Earnings Performance

Past criteria checks 2/6

Union Assurance has been growing earnings at an average annual rate of 30.1%, while the Insurance industry saw earnings growing at 12.6% annually. Revenues have been growing at an average rate of 16.8% per year. Union Assurance's return on equity is 15.8%, and it has net margins of 10.7%.

Key information

30.1%

Earnings growth rate

30.1%

EPS growth rate

Insurance Industry Growth-5.8%
Revenue growth rate16.8%
Return on equity15.8%
Net Margin10.7%
Last Earnings Update31 Dec 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Union Assurance makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

COSE:UAL.N0000 Revenue, expenses and earnings (LKR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 2434,8173,7414,8570
30 Sep 2432,1823,7154,9130
30 Jun 2432,3243,7044,8190
31 Mar 2431,4533,7974,6820
31 Dec 2329,9583,7584,3380
30 Sep 2328,5353,3194,2200
30 Jun 2327,3503,1814,0310
31 Mar 2325,0872,9743,9120
31 Dec 2223,3162,7473,9330
30 Sep 2222,7502,1463,7100
30 Jun 2221,0182,1313,5680
31 Mar 2220,6812,0383,4490
31 Dec 2120,6512,0543,2100
30 Sep 2119,9731,1183,2930
30 Jun 2119,9629863,2980
31 Mar 2118,4219873,1500
31 Dec 2017,4699213,2560
30 Sep 2016,6411,1683,0600
30 Jun 2015,6291,1712,9650
31 Mar 2016,0761,1473,0490
31 Dec 1915,4611,1583,0140
30 Sep 1915,2971,4793,2150
30 Jun 1914,2542,9633,4940
31 Mar 1914,2933,1183,5760
31 Dec 1814,5283,2443,5230
30 Sep 1813,5959,3593,2490
30 Jun 1813,7037,8132,8550
31 Mar 1813,9987,5802,5610
31 Dec 1713,6547,3842,5040
30 Sep 1712,8221,3892,3000
30 Jun 1712,7181,3692,2040
31 Mar 1711,7381,3602,1600
31 Dec 1610,7641,3132,0650
30 Sep 1610,2051,0301,9250
30 Jun 169,3801,0111,8490
31 Mar 169,0011,0461,7820
31 Dec 159,0492,3471,7480
30 Sep 159,0002,2861,6570
30 Jun 159,1772,2641,6640
31 Mar 159,0042,2021,6460
31 Dec 148,9078811,6550
30 Sep 145,3606019500
30 Jun 145,7736731,2140
31 Mar 146,6237201,4800

Quality Earnings: UAL.N0000 has high quality earnings.

Growing Profit Margin: UAL.N0000's current net profit margins (10.7%) are lower than last year (12.5%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: UAL.N0000's earnings have grown significantly by 30.1% per year over the past 5 years.

Accelerating Growth: UAL.N0000's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: UAL.N0000 had negative earnings growth (-0.5%) over the past year, making it difficult to compare to the Insurance industry average (-6.4%).


Return on Equity

High ROE: UAL.N0000's Return on Equity (15.8%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/03/17 11:17
End of Day Share Price 2025/03/17 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Union Assurance PLC is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.