People's Insurance PLC

COSE:PINS.N0000 Stock Report

Market Cap: LK₨4.5b

People's Insurance Past Earnings Performance

Past criteria checks 1/6

People's Insurance's earnings have been declining at an average annual rate of -13.5%, while the Insurance industry saw earnings growing at 12.9% annually. Revenues have been declining at an average rate of 1.1% per year. People's Insurance's return on equity is 7.2%, and it has net margins of 7.1%.

Key information

-13.5%

Earnings growth rate

-13.5%

EPS growth rate

Insurance Industry Growth-5.8%
Revenue growth rate-1.1%
Return on equity7.2%
Net Margin7.1%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How People's Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

COSE:PINS.N0000 Revenue, expenses and earnings (LKR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 245,7054071,6080
30 Jun 245,5694481,5130
31 Mar 245,4784201,5280
31 Dec 235,7175221,4740
30 Sep 236,2225741,4140
30 Jun 236,3667061,3760
31 Mar 236,4147961,2980
31 Dec 226,3956361,2400
30 Sep 226,2137181,1180
30 Jun 226,0107531,1360
31 Mar 225,9547901,1740
31 Dec 215,9069801,2040
30 Sep 215,9751,0881,3300
30 Jun 216,0179911,2200
31 Mar 216,0471,2131,2020
31 Dec 206,1631,1951,2160
30 Sep 206,2191,1041,1600
30 Jun 206,2571,0421,2100
31 Mar 206,2177391,1540
31 Dec 196,0976481,1010
30 Sep 195,9707151,0520
30 Jun 195,7917139990
31 Mar 195,5886579410
31 Dec 185,4097298870
30 Sep 185,2116868560
30 Jun 185,0316858020
31 Mar 184,9167687340
31 Dec 174,7897736770
30 Sep 174,6647945790
30 Jun 174,5978135450
31 Mar 174,4357465270
31 Dec 164,2506585080
30 Sep 164,0906004830
30 Jun 163,8605134560
31 Mar 163,7254784390
31 Dec 153,6174644190
31 Dec 143,4114503650
31 Dec 133,1953712810

Quality Earnings: PINS.N0000 has high quality earnings.

Growing Profit Margin: PINS.N0000's current net profit margins (7.1%) are lower than last year (9.2%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: PINS.N0000's earnings have declined by 13.5% per year over the past 5 years.

Accelerating Growth: PINS.N0000's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: PINS.N0000 had negative earnings growth (-29.1%) over the past year, making it difficult to compare to the Insurance industry average (-1.3%).


Return on Equity

High ROE: PINS.N0000's Return on Equity (7.2%) is considered low.


Return on Assets


Return on Capital Employed


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