Vallibel Finance Past Earnings Performance
Past criteria checks 4/6
Vallibel Finance has been growing earnings at an average annual rate of 11.1%, while the Consumer Finance industry saw earnings growing at 13.5% annually. Revenues have been growing at an average rate of 13.2% per year. Vallibel Finance's return on equity is 15.6%, and it has net margins of 25.5%.
Key information
11.1%
Earnings growth rate
10.9%
EPS growth rate
| Consumer Finance Industry Growth | 12.6% |
| Revenue growth rate | 13.2% |
| Return on equity | 15.6% |
| Net Margin | 25.5% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Vallibel Finance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 7,435 | 1,897 | 2,379 | 0 |
| 30 Sep 23 | 6,620 | 1,593 | 2,201 | 0 |
| 30 Jun 23 | 5,539 | 1,256 | 2,081 | 0 |
| 31 Mar 23 | 5,241 | 1,327 | 1,988 | 0 |
| 31 Dec 22 | 5,069 | 1,611 | 2,050 | 0 |
| 30 Sep 22 | 5,414 | 2,159 | 2,022 | 0 |
| 30 Jun 22 | 5,960 | 2,735 | 1,926 | 0 |
| 31 Mar 22 | 5,923 | 2,842 | 1,822 | 0 |
| 31 Dec 21 | 5,688 | 2,809 | 1,563 | 0 |
| 30 Sep 21 | 5,280 | 2,525 | 1,483 | 0 |
| 30 Jun 21 | 4,797 | 2,122 | 1,424 | 0 |
| 31 Mar 21 | 4,203 | 1,726 | 1,351 | 0 |
| 31 Dec 20 | 3,740 | 1,313 | 1,470 | 0 |
| 30 Sep 20 | 3,744 | 1,194 | 1,430 | 0 |
| 30 Jun 20 | 3,884 | 1,152 | 1,387 | 0 |
| 31 Mar 20 | 4,128 | 1,253 | 1,357 | 0 |
| 31 Dec 19 | 4,082 | 1,242 | 1,315 | 0 |
| 30 Sep 19 | 3,917 | 1,171 | 1,289 | 0 |
| 30 Jun 19 | 3,709 | 1,144 | 1,262 | 0 |
| 31 Mar 19 | 3,592 | 1,129 | 1,223 | 0 |
| 31 Dec 18 | 3,459 | 1,108 | 1,167 | 0 |
| 30 Sep 18 | 3,262 | 1,104 | 1,115 | 0 |
| 30 Jun 18 | 3,105 | 1,076 | 1,057 | 0 |
| 31 Mar 18 | 2,930 | 1,019 | 1,026 | 0 |
| 31 Dec 17 | 2,647 | 895 | 943 | 0 |
| 30 Sep 17 | 2,493 | 836 | 896 | 0 |
| 30 Jun 17 | 2,347 | 797 | 863 | 0 |
| 31 Mar 17 | 2,195 | 726 | 825 | 0 |
| 31 Dec 16 | 2,071 | 670 | 774 | 0 |
| 30 Sep 16 | 1,962 | 627 | 737 | 0 |
| 30 Jun 16 | 1,853 | 548 | 702 | 0 |
| 31 Mar 16 | 1,735 | 513 | 664 | 0 |
| 31 Dec 15 | 1,598 | 469 | 561 | 0 |
| 30 Sep 15 | 1,486 | 436 | 526 | 0 |
| 30 Jun 15 | 1,375 | 403 | 492 | 0 |
| 31 Mar 15 | 1,268 | 373 | 460 | 0 |
| 31 Dec 14 | 1,123 | 353 | 410 | 0 |
| 30 Sep 14 | 1,032 | 315 | 395 | 0 |
| 30 Jun 14 | 973 | 300 | 374 | 0 |
| 31 Mar 14 | 947 | 304 | 348 | 0 |
| 31 Dec 13 | 931 | 297 | 295 | 0 |
| 30 Sep 13 | 885 | 302 | 264 | 0 |
| 30 Jun 13 | 827 | 303 | 234 | 0 |
Quality Earnings: VFIN.N0000 has high quality earnings.
Growing Profit Margin: VFIN.N0000's current net profit margins (25.5%) are lower than last year (31.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: VFIN.N0000's earnings have grown by 11.1% per year over the past 5 years.
Accelerating Growth: VFIN.N0000's earnings growth over the past year (17.7%) exceeds its 5-year average (11.1% per year).
Earnings vs Industry: VFIN.N0000 earnings growth over the past year (17.7%) exceeded the Consumer Finance industry -10.1%.
Return on Equity
High ROE: VFIN.N0000's Return on Equity (15.6%) is considered low.