Vallibel Finance PLC

COSE:VFIN.N0000 Stock Report

Market Cap: LK₨11.9b

Vallibel Finance Past Earnings Performance

Past criteria checks 3/6

Vallibel Finance has been growing earnings at an average annual rate of 8.4%, while the Consumer Finance industry saw earnings growing at 16.9% annually. Revenues have been growing at an average rate of 15.1% per year. Vallibel Finance's return on equity is 16.7%, and it has net margins of 28.9%.

Key information

8.4%

Earnings growth rate

8.4%

EPS growth rate

Consumer Finance Industry Growth12.6%
Revenue growth rate15.1%
Return on equity16.7%
Net Margin28.9%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Vallibel Finance makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

COSE:VFIN.N0000 Revenue, expenses and earnings (LKR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 248,0332,3252,8240
30 Jun 247,7602,1582,6330
31 Mar 247,4872,0552,4840
31 Dec 237,4351,8972,3790
30 Sep 236,6201,5932,2010
30 Jun 235,5391,2562,0810
31 Mar 235,2411,3271,9880
31 Dec 225,0691,6112,0500
30 Sep 225,4142,1592,0220
30 Jun 225,9602,7351,9260
31 Mar 225,9232,8421,8220
31 Dec 215,6882,8091,5630
30 Sep 215,2802,5251,4830
30 Jun 214,7972,1221,4240
31 Mar 214,2031,7261,3510
31 Dec 203,7401,3131,4700
30 Sep 203,7441,1941,4300
30 Jun 203,8841,1521,3870
31 Mar 204,1281,2531,3570
31 Dec 194,0821,2421,3150
30 Sep 193,9171,1711,2890
30 Jun 193,7091,1441,2620
31 Mar 193,5921,1291,2230
31 Dec 183,4591,1081,1670
30 Sep 183,2621,1041,1150
30 Jun 183,1051,0761,0570
31 Mar 182,9301,0191,0260
31 Dec 172,6478959430
30 Sep 172,4938368960
30 Jun 172,3477978630
31 Mar 172,1957268250
31 Dec 162,0716707740
30 Sep 161,9626277370
30 Jun 161,8535487020
31 Mar 161,7355136640
31 Dec 151,5984695610
30 Sep 151,4864365260
30 Jun 151,3754034920
31 Mar 151,2683734600
31 Dec 141,1233534100
30 Sep 141,0323153950
30 Jun 149733003740
31 Mar 149473043480
31 Dec 139312972950

Quality Earnings: VFIN.N0000 has a large one-off gain of LKR884.3M impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: VFIN.N0000's current net profit margins (28.9%) are higher than last year (24.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: VFIN.N0000's earnings have grown by 8.4% per year over the past 5 years.

Accelerating Growth: VFIN.N0000's earnings growth over the past year (45.9%) exceeds its 5-year average (8.4% per year).

Earnings vs Industry: VFIN.N0000 earnings growth over the past year (45.9%) did not outperform the Consumer Finance industry 45.9%.

Return on Equity

High ROE: VFIN.N0000's Return on Equity (16.7%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 16:21
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Vallibel Finance PLC is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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