UB Finance Past Earnings Performance
Past criteria checks 0/6
UB Finance's earnings have been declining at an average annual rate of -133.1%, while the Consumer Finance industry saw earnings growing at 16.1% annually. Revenues have been growing at an average rate of 22.6% per year.
Key information
-133.1%
Earnings growth rate
-128.7%
EPS growth rate
| Consumer Finance Industry Growth | 12.6% |
| Revenue growth rate | 22.6% |
| Return on equity | -0.4% |
| Net Margin | -1.5% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How UB Finance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 812 | -12 | 310 | 0 |
| 30 Jun 24 | 770 | -21 | 298 | 0 |
| 31 Mar 24 | 754 | 1 | 291 | 0 |
| 31 Dec 23 | 744 | 62 | 308 | 0 |
| 30 Sep 23 | 662 | 36 | 297 | 0 |
| 30 Jun 23 | 552 | -39 | 283 | 0 |
| 31 Mar 23 | 475 | -113 | 270 | 0 |
| 31 Mar 22 | 656 | 81 | 217 | 0 |
Quality Earnings: UBF.N0000 is currently unprofitable.
Growing Profit Margin: UBF.N0000 is currently unprofitable.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: Insufficient data to determine if UBF.N0000's year-on-year earnings growth rate was positive over the past 5 years.
Accelerating Growth: Unable to compare UBF.N0000's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: UBF.N0000 is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (49%).
Return on Equity
High ROE: UBF.N0000 has a negative Return on Equity (-0.39%), as it is currently unprofitable.