Senkadagala Finance Past Earnings Performance
Past criteria checks 2/6
Senkadagala Finance has been growing earnings at an average annual rate of 3.9%, while the Consumer Finance industry saw earnings growing at 13.5% annually. Revenues have been growing at an average rate of 3.9% per year. Senkadagala Finance's return on equity is 8.1%, and it has net margins of 20%.
Key information
3.9%
Earnings growth rate
-0.9%
EPS growth rate
| Consumer Finance Industry Growth | 12.6% |
| Revenue growth rate | 3.9% |
| Return on equity | 8.1% |
| Net Margin | 20.0% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Senkadagala Finance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 3,505 | 702 | 950 | 0 |
| 30 Sep 23 | 3,248 | 656 | 919 | 0 |
| 30 Jun 23 | 2,876 | 490 | 893 | 0 |
| 31 Mar 23 | 2,786 | 478 | 865 | 0 |
| 31 Dec 22 | 3,427 | 917 | 931 | 0 |
| 30 Sep 22 | 3,473 | 973 | 904 | 0 |
| 30 Jun 22 | 3,530 | 1,102 | 860 | 0 |
| 31 Mar 22 | 3,267 | 930 | 817 | 0 |
| 31 Dec 21 | 2,770 | 656 | 691 | 0 |
| 30 Sep 21 | 2,528 | 405 | 662 | 0 |
| 30 Jun 21 | 2,711 | 578 | 649 | 0 |
| 31 Mar 21 | 2,650 | 590 | 631 | 0 |
| 31 Dec 20 | 2,516 | 432 | 638 | 0 |
| 30 Sep 20 | 2,486 | 449 | 649 | 0 |
| 30 Jun 20 | 2,330 | 179 | 660 | 0 |
| 31 Mar 20 | 2,578 | 252 | 675 | 0 |
| 31 Dec 19 | 2,716 | 491 | 683 | 0 |
| 30 Sep 19 | 2,780 | 576 | 697 | 0 |
| 30 Jun 19 | 2,793 | 715 | 704 | 0 |
| 31 Mar 19 | 3,019 | 886 | 706 | 0 |
| 31 Dec 18 | 3,217 | 917 | 706 | 0 |
| 30 Sep 18 | 3,252 | 1,005 | 680 | 0 |
| 30 Jun 18 | 3,280 | 957 | 651 | 0 |
| 31 Mar 18 | 3,270 | 1,002 | 626 | 0 |
| 31 Dec 17 | 3,048 | 1,028 | 634 | 0 |
| 30 Sep 17 | 2,873 | 899 | 609 | 0 |
| 30 Jun 17 | 2,761 | 902 | 586 | 0 |
| 31 Mar 17 | 2,664 | 869 | 558 | 0 |
| 31 Dec 16 | 2,534 | 736 | 496 | 0 |
| 30 Sep 16 | 2,471 | 689 | 466 | 0 |
| 30 Jun 16 | 2,315 | 605 | 442 | 0 |
| 31 Mar 16 | 2,255 | 612 | 419 | 0 |
| 31 Dec 15 | 2,285 | 605 | 409 | 0 |
| 30 Sep 15 | 2,143 | 583 | 397 | 0 |
| 30 Jun 15 | 2,070 | 547 | 383 | 0 |
| 31 Mar 15 | 1,895 | 482 | 365 | 0 |
| 31 Dec 14 | 1,805 | 506 | 339 | 0 |
| 30 Sep 14 | 1,743 | 507 | 322 | 0 |
| 30 Jun 14 | 1,682 | 549 | 311 | 0 |
| 31 Mar 14 | 1,649 | 539 | 304 | 0 |
| 31 Dec 13 | 1,504 | 535 | 293 | 0 |
| 30 Sep 13 | 1,466 | 544 | 276 | 0 |
| 30 Jun 13 | 1,408 | 548 | 260 | 0 |
Quality Earnings: SFCL.N0000 has high quality earnings.
Growing Profit Margin: SFCL.N0000's current net profit margins (20%) are lower than last year (26.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: SFCL.N0000's earnings have grown by 3.9% per year over the past 5 years.
Accelerating Growth: SFCL.N0000's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: SFCL.N0000 had negative earnings growth (-23.5%) over the past year, making it difficult to compare to the Consumer Finance industry average (-10.1%).
Return on Equity
High ROE: SFCL.N0000's Return on Equity (8.1%) is considered low.