LOLC Holdings PLC

COSE:LOLC.N0000 Stock Report

Market Cap: LK₨284.9b

LOLC Holdings Past Earnings Performance

Past criteria checks 3/6

LOLC Holdings has been growing earnings at an average annual rate of 21.2%, while the Consumer Finance industry saw earnings growing at 19.7% annually. Revenues have been growing at an average rate of 18.1% per year. LOLC Holdings's return on equity is 5.2%, and it has net margins of 23.6%.

Key information

21.2%

Earnings growth rate

21.2%

EPS growth rate

Consumer Finance Industry Growth12.6%
Revenue growth rate18.1%
Return on equity5.2%
Net Margin23.6%
Last Earnings Update31 Dec 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How LOLC Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

COSE:LOLC.N0000 Revenue, expenses and earnings (LKR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 24179,96042,49449,0440
30 Sep 24173,43061,75451,4340
30 Jun 24203,19430,30543,6630
31 Mar 24155,85029,91543,8690
31 Dec 23139,10430,47840,3630
30 Sep 23140,4126,42539,0220
30 Jun 23133,0789,32541,0390
31 Mar 23154,07022,37640,1830
31 Dec 22175,46163,38637,1310
30 Sep 22156,96167,23033,5890
30 Jun 22163,29574,66129,0160
31 Mar 22121,53261,16024,9300
31 Dec 21124,46229,22122,8690
30 Sep 21119,02823,44721,5300
30 Jun 21114,07917,79120,8610
31 Mar 2199,94828,06319,5870
31 Dec 2093,46520,71018,0780
30 Sep 2083,41122,60817,9220
30 Jun 2071,156-4217,2020
31 Mar 2071,4714,12716,7950
31 Dec 1955,434-3,84910,5930
30 Sep 1962,423-7,87112,0490
30 Jun 1997,18414,59020,8930
31 Mar 1974,463-2,41214,3650
31 Dec 1896,9798,12420,8920
30 Sep 1894,0069,37919,7470
30 Jun 1891,3899,45919,4700
31 Mar 1888,8759,72818,6820
31 Dec 1778,92716,89317,6980
30 Sep 1771,16917,11715,7230
30 Jun 1764,34317,67614,0770
31 Mar 1756,99417,15812,6270
31 Dec 1655,2989,82212,7960
30 Sep 1652,8219,26211,9900
30 Jun 1650,2259,00510,7380
31 Mar 1648,0418,51910,3180
31 Dec 1545,3537,7338,0380
30 Sep 1540,8346,9037,1740
30 Jun 1536,7126,3296,6000
31 Mar 1532,1685,4054,9750
31 Dec 1429,9154,1184,3880
30 Sep 1427,6463,4393,9540
30 Jun 1426,1062,2903,6790
31 Mar 1426,1311,5163,4790

Quality Earnings: LOLC.N0000 has a large one-off gain of LKR48.4B impacting its last 12 months of financial results to 31st December, 2024.

Growing Profit Margin: LOLC.N0000's current net profit margins (23.6%) are higher than last year (21.9%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: LOLC.N0000 has become profitable over the past 5 years, growing earnings by 21.2% per year.

Accelerating Growth: LOLC.N0000's earnings growth over the past year (39.4%) exceeds its 5-year average (21.2% per year).

Earnings vs Industry: LOLC.N0000 earnings growth over the past year (39.4%) did not outperform the Consumer Finance industry 53.5%.


Return on Equity

High ROE: LOLC.N0000's Return on Equity (5.2%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/03/21 08:15
End of Day Share Price 2025/03/21 00:00
Earnings2024/12/31
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

LOLC Holdings PLC is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.