LOLC Holdings Past Earnings Performance
Past criteria checks 1/6
LOLC Holdings has been growing earnings at an average annual rate of 34.1%, while the Consumer Finance industry saw earnings growing at 13.5% annually. Revenues have been growing at an average rate of 18.3% per year. LOLC Holdings's return on equity is 5.6%, and it has net margins of 21.9%.
Key information
34.1%
Earnings growth rate
34.1%
EPS growth rate
| Consumer Finance Industry Growth | 12.6% |
| Revenue growth rate | 18.3% |
| Return on equity | 5.6% |
| Net Margin | 21.9% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses BreakdownBeta
How LOLC Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 139,102 | 30,478 | 40,962 | 0 |
| 30 Sep 23 | 140,410 | 6,425 | 39,621 | 0 |
| 30 Jun 23 | 179,091 | 9,362 | 40,413 | 0 |
| 31 Mar 23 | 154,068 | 22,376 | 40,782 | 0 |
| 31 Dec 22 | 175,461 | 63,386 | 37,131 | 0 |
| 30 Sep 22 | 156,961 | 67,230 | 33,589 | 0 |
| 30 Jun 22 | 163,295 | 74,661 | 29,016 | 0 |
| 31 Mar 22 | 121,532 | 61,160 | 24,930 | 0 |
| 31 Dec 21 | 124,462 | 29,221 | 22,869 | 0 |
| 30 Sep 21 | 119,028 | 23,447 | 21,530 | 0 |
| 30 Jun 21 | 114,079 | 17,791 | 20,861 | 0 |
| 31 Mar 21 | 99,948 | 28,063 | 19,587 | 0 |
| 31 Dec 20 | 93,465 | 20,710 | 18,078 | 0 |
| 30 Sep 20 | 83,411 | 22,608 | 17,922 | 0 |
| 30 Jun 20 | 71,156 | -42 | 17,202 | 0 |
| 31 Mar 20 | 71,471 | 4,127 | 16,795 | 0 |
| 31 Dec 19 | 55,434 | -3,849 | 10,593 | 0 |
| 30 Sep 19 | 62,423 | -7,871 | 12,049 | 0 |
| 30 Jun 19 | 97,184 | 14,590 | 20,893 | 0 |
| 31 Mar 19 | 74,463 | -2,412 | 14,365 | 0 |
| 31 Dec 18 | 96,979 | 8,124 | 20,892 | 0 |
| 30 Sep 18 | 94,006 | 9,379 | 19,747 | 0 |
| 30 Jun 18 | 91,389 | 9,459 | 19,470 | 0 |
| 31 Mar 18 | 88,875 | 9,728 | 18,682 | 0 |
| 31 Dec 17 | 78,927 | 16,893 | 17,698 | 0 |
| 30 Sep 17 | 71,169 | 17,117 | 15,723 | 0 |
| 30 Jun 17 | 64,343 | 17,676 | 14,077 | 0 |
| 31 Mar 17 | 56,994 | 17,158 | 12,627 | 0 |
| 31 Dec 16 | 55,298 | 9,822 | 12,796 | 0 |
| 30 Sep 16 | 52,821 | 9,262 | 11,990 | 0 |
| 30 Jun 16 | 50,225 | 9,005 | 10,738 | 0 |
| 31 Mar 16 | 48,041 | 8,519 | 10,318 | 0 |
| 31 Dec 15 | 45,353 | 7,733 | 8,038 | 0 |
| 30 Sep 15 | 40,834 | 6,903 | 7,174 | 0 |
| 30 Jun 15 | 36,712 | 6,329 | 6,600 | 0 |
| 31 Mar 15 | 32,168 | 5,405 | 4,975 | 0 |
| 31 Dec 14 | 29,915 | 4,118 | 4,388 | 0 |
| 30 Sep 14 | 27,646 | 3,439 | 3,954 | 0 |
| 30 Jun 14 | 26,106 | 2,290 | 3,679 | 0 |
| 31 Mar 14 | 26,131 | 1,516 | 3,479 | 0 |
| 31 Dec 13 | 25,964 | 1,481 | 4,415 | 0 |
| 30 Sep 13 | 26,256 | 957 | 4,629 | 0 |
| 30 Jun 13 | 26,894 | 1,485 | 4,749 | 0 |
Quality Earnings: LOLC.N0000 has a large one-off gain of LKR28.6B impacting its last 12 months of financial results to 31st December, 2023.
Growing Profit Margin: LOLC.N0000's current net profit margins (21.9%) are lower than last year (36.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: LOLC.N0000's earnings have grown significantly by 34.1% per year over the past 5 years.
Accelerating Growth: LOLC.N0000's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: LOLC.N0000 had negative earnings growth (-51.9%) over the past year, making it difficult to compare to the Consumer Finance industry average (-10.1%).
Return on Equity
High ROE: LOLC.N0000's Return on Equity (5.6%) is considered low.