LB Finance Past Earnings Performance
Past criteria checks 2/6
LB Finance has been growing earnings at an average annual rate of 14%, while the Consumer Finance industry saw earnings growing at 16.9% annually. Revenues have been growing at an average rate of 13.9% per year. LB Finance's return on equity is 21.4%, and it has net margins of 34.4%.
Key information
14.0%
Earnings growth rate
14.0%
EPS growth rate
| Consumer Finance Industry Growth | 12.6% |
| Revenue growth rate | 13.9% |
| Return on equity | 21.4% |
| Net Margin | 34.4% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How LB Finance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 29,096 | 10,003 | 5,403 | 0 |
| 30 Jun 24 | 28,228 | 9,809 | 5,239 | 0 |
| 31 Mar 24 | 27,739 | 9,714 | 5,048 | 0 |
| 31 Dec 23 | 26,413 | 9,598 | 4,787 | 0 |
| 30 Sep 23 | 24,536 | 8,887 | 4,510 | 0 |
| 30 Jun 23 | 22,862 | 8,570 | 4,280 | 0 |
| 31 Mar 23 | 21,881 | 8,555 | 4,143 | 0 |
| 31 Dec 22 | 20,920 | 8,097 | 3,884 | 0 |
| 30 Sep 22 | 21,873 | 9,156 | 3,856 | 0 |
| 30 Jun 22 | 21,663 | 9,269 | 3,737 | 0 |
| 31 Mar 22 | 20,089 | 8,530 | 3,610 | 0 |
| 31 Dec 21 | 20,583 | 9,072 | 3,438 | 0 |
| 30 Sep 21 | 18,602 | 7,966 | 3,347 | 0 |
| 30 Jun 21 | 17,964 | 7,505 | 3,351 | 0 |
| 31 Mar 21 | 16,628 | 6,807 | 3,257 | 0 |
| 31 Dec 20 | 13,849 | 5,276 | 3,592 | 0 |
| 30 Sep 20 | 14,022 | 4,981 | 3,585 | 0 |
| 30 Jun 20 | 14,305 | 4,717 | 3,559 | 0 |
| 31 Mar 20 | 15,870 | 5,211 | 3,587 | 0 |
| 31 Dec 19 | 17,273 | 5,509 | 3,451 | 0 |
| 30 Sep 19 | 16,587 | 5,210 | 3,392 | 0 |
| 30 Jun 19 | 15,789 | 5,068 | 3,313 | 0 |
| 31 Mar 19 | 15,386 | 5,079 | 3,247 | 0 |
| 31 Dec 18 | 14,669 | 4,737 | 3,259 | 0 |
| 30 Sep 18 | 14,279 | 4,750 | 3,169 | 0 |
| 30 Jun 18 | 13,579 | 4,463 | 3,076 | 0 |
| 31 Mar 18 | 12,854 | 4,245 | 2,980 | 0 |
| 31 Dec 17 | 12,315 | 4,054 | 2,883 | 0 |
| 30 Sep 17 | 11,794 | 3,949 | 2,785 | 0 |
| 30 Jun 17 | 11,505 | 3,946 | 2,683 | 0 |
| 31 Mar 17 | 11,261 | 3,918 | 2,604 | 0 |
| 31 Dec 16 | 10,854 | 4,098 | 2,343 | 0 |
| 30 Sep 16 | 10,470 | 4,013 | 2,292 | 0 |
| 30 Jun 16 | 9,941 | 3,854 | 2,261 | 0 |
| 31 Mar 16 | 9,483 | 3,718 | 2,205 | 0 |
| 31 Dec 15 | 8,773 | 3,133 | 2,060 | 0 |
| 30 Sep 15 | 8,003 | 2,744 | 1,977 | 0 |
| 30 Jun 15 | 7,497 | 2,495 | 1,889 | 0 |
| 31 Mar 15 | 6,816 | 2,182 | 1,832 | 0 |
| 31 Dec 14 | 6,255 | 2,109 | 1,560 | 0 |
| 30 Sep 14 | 5,639 | 1,825 | 1,500 | 0 |
| 30 Jun 14 | 5,017 | 1,575 | 1,458 | 0 |
| 31 Mar 14 | 4,539 | 1,340 | 1,413 | 0 |
| 31 Dec 13 | 4,517 | 1,341 | 1,470 | 0 |
Quality Earnings: LFIN.N0000 has a high level of non-cash earnings.
Growing Profit Margin: LFIN.N0000's current net profit margins (34.4%) are lower than last year (36.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: LFIN.N0000's earnings have grown by 14% per year over the past 5 years.
Accelerating Growth: LFIN.N0000's earnings growth over the past year (12.6%) is below its 5-year average (14% per year).
Earnings vs Industry: LFIN.N0000 earnings growth over the past year (12.6%) did not outperform the Consumer Finance industry 45.9%.
Return on Equity
High ROE: LFIN.N0000's Return on Equity (21.4%) is considered high.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/20 16:09 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
LB Finance PLC is covered by 3 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Prakatheesh Nareshkumar | Asia Securities (Private) Limited |
| Hiruni Perera | First Capital Holdings PLC |
| null null | Softlogic Stockbrokers Pvt |