HNB Finance Balance Sheet Health
Financial Health criteria checks 4/6
HNB Finance has total assets of LKR53.5B and total equity of LKR5.7B. Total deposits are LKR41.3B, and total loans are LKR33.6B.
Key information
9.5x
Asset to equity ratio
n/a
Net interest margin
Total deposits | LK₨41.26b |
Loan to deposit ratio | Appropriate |
Bad loans | 14.8% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | LK₨1.13b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HNBF.X0000's Assets to Equity ratio (9.5x) is low.
Allowance for Bad Loans: HNBF.X0000 has a low allowance for bad loans (87%).
Low Risk Liabilities: 86% of HNBF.X0000's liabilities are made up of primarily low risk sources of funding.
Loan Level: HNBF.X0000 has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: HNBF.X0000's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: HNBF.X0000 has a high level of bad loans (14.8%).