Housing Development Finance Corporation Bank of Sri Lanka Balance Sheet Health
Financial Health criteria checks 4/6
Housing Development Finance Bank of Sri Lanka has total assets of LKR68.3B and total equity of LKR8.2B. Total deposits are LKR53.6B, and total loans are LKR37.5B earning a Net Interest Margin of 3.9%. It has insufficient allowance for bad loans, which are currently at 39.6% of total loans. Cash and short-term investments are LKR270.6M.
Key information
8.3x
Asset to equity ratio
3.9%
Net interest margin
Total deposits | LK₨53.61b |
Loan to deposit ratio | Appropriate |
Bad loans | 39.6% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | LK₨270.60m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HDFC.N0000's Assets to Equity ratio (8.3x) is low.
Allowance for Bad Loans: HDFC.N0000 has a low allowance for bad loans (11%).
Low Risk Liabilities: 89% of HDFC.N0000's liabilities are made up of primarily low risk sources of funding.
Loan Level: HDFC.N0000 has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: HDFC.N0000's Loans to Deposits ratio (70%) is appropriate.
Level of Bad Loans: HDFC.N0000 has a high level of bad loans (39.6%).