Associated Motor Finance Past Earnings Performance
Past criteria checks 5/6
Associated Motor Finance has been growing earnings at an average annual rate of 33.8%, while the Consumer Finance industry saw earnings growing at 16.1% annually. Revenues have been growing at an average rate of 24.5% per year. Associated Motor Finance's return on equity is 11.3%, and it has net margins of 14.3%.
Key information
33.8%
Earnings growth rate
26.4%
EPS growth rate
| Consumer Finance Industry Growth | 12.6% |
| Revenue growth rate | 24.5% |
| Return on equity | 11.3% |
| Net Margin | 14.3% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Associated Motor Finance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 2,686 | 385 | 711 | 0 |
| 30 Jun 24 | 2,358 | 356 | 688 | 0 |
| 31 Mar 24 | 2,197 | 318 | 675 | 0 |
| 31 Dec 23 | 2,065 | 225 | 661 | 0 |
| 30 Sep 23 | 1,959 | 253 | 619 | 0 |
| 30 Jun 23 | 1,887 | 236 | 594 | 0 |
| 31 Mar 23 | 1,800 | 200 | 565 | 0 |
| 31 Dec 22 | 1,341 | 299 | 542 | 0 |
| 30 Sep 22 | 1,317 | 390 | 526 | 0 |
| 30 Jun 22 | 1,377 | 502 | 505 | 0 |
| 31 Mar 22 | 1,133 | 299 | 500 | 0 |
| 31 Dec 21 | 1,194 | 245 | 514 | 0 |
| 30 Sep 21 | 963 | -20 | 521 | 0 |
| 30 Jun 21 | 882 | -118 | 536 | 0 |
| 31 Mar 21 | 1,017 | 6 | 532 | 0 |
| 31 Dec 20 | 550 | -291 | 613 | 0 |
| 30 Sep 20 | 619 | -251 | 625 | 0 |
| 30 Jun 20 | 760 | -209 | 606 | 0 |
| 31 Mar 20 | 916 | -103 | 590 | 0 |
| 31 Dec 19 | 1,049 | 222 | 497 | 0 |
| 30 Sep 19 | 1,236 | 377 | 212 | 0 |
| 30 Jun 19 | 1,227 | 391 | 488 | 0 |
| 31 Mar 19 | 1,304 | 447 | 481 | 0 |
| 31 Dec 18 | 825 | 56 | 451 | 0 |
| 30 Sep 18 | 960 | 47 | 701 | 0 |
| 30 Jun 18 | 1,185 | 38 | 279 | 0 |
| 31 Mar 18 | 1,172 | 38 | 394 | 0 |
| 31 Dec 17 | 1,958 | 474 | 96 | 0 |
| 30 Sep 17 | 1,722 | 441 | 188 | 0 |
| 30 Jun 17 | 1,421 | 436 | 299 | 0 |
| 31 Mar 17 | 1,319 | 406 | 346 | 0 |
| 31 Dec 16 | 986 | 377 | 340 | 0 |
| 30 Sep 16 | 1,042 | 467 | 297 | 0 |
| 30 Jun 16 | 1,105 | 495 | 435 | 0 |
| 31 Mar 16 | 1,076 | 521 | 291 | 0 |
| 31 Dec 15 | 1,135 | 505 | 419 | 0 |
| 30 Sep 15 | 1,131 | 455 | 446 | 0 |
| 30 Jun 15 | 833 | 367 | 270 | 0 |
| 31 Mar 15 | 651 | 291 | 174 | 0 |
| 31 Dec 14 | 548 | 283 | 227 | 0 |
| 30 Sep 14 | 275 | 207 | 82 | 0 |
| 30 Jun 14 | 284 | 221 | 68 | 0 |
| 31 Mar 14 | 297 | 237 | 69 | 0 |
| 31 Dec 13 | 325 | 175 | 76 | 0 |
Quality Earnings: AMF.N0000 has high quality earnings.
Growing Profit Margin: AMF.N0000's current net profit margins (14.3%) are higher than last year (12.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: AMF.N0000's earnings have grown significantly by 33.8% per year over the past 5 years.
Accelerating Growth: AMF.N0000's earnings growth over the past year (52.2%) exceeds its 5-year average (33.8% per year).
Earnings vs Industry: AMF.N0000 earnings growth over the past year (52.2%) exceeded the Consumer Finance industry 49%.
Return on Equity
High ROE: AMF.N0000's Return on Equity (11.3%) is considered low.