Seylan Bank Balance Sheet Health
Financial Health criteria checks 4/6
Seylan Bank has total assets of LKR712.1B and total equity of LKR65.4B. Total deposits are LKR589.6B, and total loans are LKR427.3B earning a Net Interest Margin of 6.4%. It has insufficient allowance for bad loans, which are currently at 14.1% of total loans. Cash and short-term investments are LKR83.3B.
Key information
10.9x
Asset to equity ratio
6.4%
Net interest margin
Total deposits | LK₨589.55b |
Loan to deposit ratio | Appropriate |
Bad loans | 14.1% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | LK₨83.34b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SEYB.X0000's Assets to Equity ratio (10.9x) is moderate.
Allowance for Bad Loans: SEYB.X0000 has a low allowance for bad loans (84%).
Low Risk Liabilities: 91% of SEYB.X0000's liabilities are made up of primarily low risk sources of funding.
Loan Level: SEYB.X0000 has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: SEYB.X0000's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: SEYB.X0000 has a high level of bad loans (14.1%).