Nations Trust Bank Balance Sheet Health
Financial Health criteria checks 4/6
Nations Trust Bank has total assets of LKR518.0B and total equity of LKR72.2B. Total deposits are LKR372.2B, and total loans are LKR293.5B earning a Net Interest Margin of 7.7%. It has insufficient allowance for bad loans, which are currently at 7.2% of total loans. Cash and short-term investments are LKR28.1B.
Key information
7.2x
Asset to equity ratio
7.7%
Net interest margin
| Total deposits | LK₨372.18b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 7.2% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | LK₨28.10b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NTB.X0000's Assets to Equity ratio (7.2x) is low.
Allowance for Bad Loans: NTB.X0000 has a low allowance for bad loans (96%).
Low Risk Liabilities: 83% of NTB.X0000's liabilities are made up of primarily low risk sources of funding.
Loan Level: NTB.X0000 has an appropriate level of Loans to Assets ratio (57%).
Low Risk Deposits: NTB.X0000's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: NTB.X0000 has a high level of bad loans (7.2%).