Nations Trust Bank Balance Sheet Health
Financial Health criteria checks 4/6
Nations Trust Bank has total assets of LKR516.1B and total equity of LKR61.1B. Total deposits are LKR348.4B, and total loans are LKR270.9B earning a Net Interest Margin of 7.7%. It has insufficient allowance for bad loans, which are currently at 7.2% of total loans. Cash and short-term investments are LKR53.6B.
Key information
8.4x
Asset to equity ratio
7.7%
Net interest margin
Total deposits | LK₨348.41b |
Loan to deposit ratio | Appropriate |
Bad loans | 7.2% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | LK₨53.60b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NTB.X0000's Assets to Equity ratio (8.4x) is low.
Allowance for Bad Loans: NTB.X0000 has a low allowance for bad loans (96%).
Low Risk Liabilities: 77% of NTB.X0000's liabilities are made up of primarily low risk sources of funding.
Loan Level: NTB.X0000 has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: NTB.X0000's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: NTB.X0000 has a high level of bad loans (7.2%).