Nations Trust Bank PLC

COSE:NTB.N0000 Stock Report

Market Cap: LK₨37.2b

Nations Trust Bank Balance Sheet Health

Financial Health criteria checks 4/6

Nations Trust Bank has total assets of LKR498.7B and total equity of LKR69.0B. Total deposits are LKR351.1B, and total loans are LKR275.1B earning a Net Interest Margin of 7.7%. It has insufficient allowance for bad loans, which are currently at 7.2% of total loans. Cash and short-term investments are LKR35.8B.

Key information

7.2x

Asset to equity ratio

7.7%

Net interest margin

Total deposits

LK₨351.06b

Loan to deposit ratio

Appropriate

Bad loans

7.2%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

LK₨35.83b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: NTB.N0000's Assets to Equity ratio (7.2x) is low.

Allowance for Bad Loans: NTB.N0000 has a low allowance for bad loans (96%).

Low Risk Liabilities: 82% of NTB.N0000's liabilities are made up of primarily low risk sources of funding.

Loan Level: NTB.N0000 has an appropriate level of Loans to Assets ratio (55%).

Low Risk Deposits: NTB.N0000's Loans to Deposits ratio (78%) is appropriate.

Level of Bad Loans: NTB.N0000 has a high level of bad loans (7.2%).


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