National Development Bank Balance Sheet Health
Financial Health criteria checks 4/6
National Development Bank has total assets of LKR771.8B and total equity of LKR76.8B. Total deposits are LKR618.7B, and total loans are LKR459.1B earning a Net Interest Margin of 4%. It has insufficient allowance for bad loans, which are currently at 16.5% of total loans. Cash and short-term investments are LKR68.4B.
Key information
10x
Asset to equity ratio
4.0%
Net interest margin
| Total deposits | LK₨618.72b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 16.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | LK₨68.42b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NDB.N0000's Assets to Equity ratio (10x) is moderate.
Allowance for Bad Loans: NDB.N0000 has a low allowance for bad loans (53%).
Low Risk Liabilities: 89% of NDB.N0000's liabilities are made up of primarily low risk sources of funding.
Loan Level: NDB.N0000 has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: NDB.N0000's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: NDB.N0000 has a high level of bad loans (16.5%).