Hatton National Bank Balance Sheet Health
Financial Health criteria checks 4/6
Hatton National Bank has total assets of LKR2,073.1B and total equity of LKR234.9B. Total deposits are LKR1,625.4B, and total loans are LKR992.4B earning a Net Interest Margin of 7%. It has insufficient allowance for bad loans, which are currently at 11.2% of total loans. Cash and short-term investments are LKR116.7B.
Key information
8.8x
Asset to equity ratio
7.0%
Net interest margin
| Total deposits | LK₨1.63t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 11.2% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | LK₨116.68b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HNB.N0000's Assets to Equity ratio (8.8x) is low.
Allowance for Bad Loans: HNB.N0000 has a low allowance for bad loans (75%).
Low Risk Liabilities: 88% of HNB.N0000's liabilities are made up of primarily low risk sources of funding.
Loan Level: HNB.N0000 has an appropriate level of Loans to Assets ratio (48%).
Low Risk Deposits: HNB.N0000's Loans to Deposits ratio (61%) is appropriate.
Level of Bad Loans: HNB.N0000 has a high level of bad loans (11.2%).