Commercial Bank of Ceylon Balance Sheet Health
Financial Health criteria checks 4/6
Commercial Bank of Ceylon has total assets of LKR2,690.5B and total equity of LKR229.4B. Total deposits are LKR2,192.9B, and total loans are LKR1,266.0B earning a Net Interest Margin of 3.3%. It has insufficient allowance for bad loans, which are currently at 11.3% of total loans. Cash and short-term investments are LKR324.7B.
Key information
11.7x
Asset to equity ratio
3.3%
Net interest margin
| Total deposits | LK₨2.19t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 11.3% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | LK₨324.75b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: COMB.N0000's Assets to Equity ratio (11.7x) is moderate.
Allowance for Bad Loans: COMB.N0000 has a low allowance for bad loans (62%).
Low Risk Liabilities: 89% of COMB.N0000's liabilities are made up of primarily low risk sources of funding.
Loan Level: COMB.N0000 has an appropriate level of Loans to Assets ratio (47%).
Low Risk Deposits: COMB.N0000's Loans to Deposits ratio (58%) is appropriate.
Level of Bad Loans: COMB.N0000 has a high level of bad loans (11.3%).