Amãna Bank Balance Sheet Health
Financial Health criteria checks 5/6
Amãna Bank has total assets of LKR172.5B and total equity of LKR22.8B. Total deposits are LKR145.7B, and total loans are LKR104.4B. It earns a Net Interest Margin of 4.3%. It has sufficient allowance for bad loans, which are currently at 3.9% of total loans. Cash and short-term investments are LKR52.7B.
Key information
7.6x
Asset to equity ratio
4.3%
Net interest margin
| Total deposits | LK₨145.72b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | LK₨52.66b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ABL.N0000's Assets to Equity ratio (7.6x) is low.
Allowance for Bad Loans: ABL.N0000 has a sufficient allowance for bad loans (159%).
Low Risk Liabilities: 97% of ABL.N0000's liabilities are made up of primarily low risk sources of funding.
Loan Level: ABL.N0000 has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: ABL.N0000's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: ABL.N0000 has a high level of bad loans (3.9%).