Arzan Financial Group for Financing and Investment - KPSC Past Earnings Performance
Past criteria checks 2/6
Arzan Financial Group for Financing and Investment - KPSC has been growing earnings at an average annual rate of 33.5%, while the Consumer Finance industry saw earnings growing at 11.2% annually. Revenues have been growing at an average rate of 11.6% per year. Arzan Financial Group for Financing and Investment - KPSC's return on equity is 4.3%, and it has net margins of 65.7%.
Key information
33.5%
Earnings growth rate
33.7%
EPS growth rate
| Consumer Finance Industry Growth | 9.8% |
| Revenue growth rate | 11.6% |
| Return on equity | 4.3% |
| Net Margin | 65.7% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Arzan Financial Group for Financing and Investment - KPSC makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 11 | 7 | 4 | 0 |
| 31 Dec 23 | 8 | 7 | 4 | 0 |
| 30 Sep 23 | 8 | 5 | 4 | 0 |
| 30 Jun 23 | 8 | 4 | 4 | 0 |
| 31 Mar 23 | 12 | 8 | 4 | 0 |
| 31 Dec 22 | 16 | 8 | 5 | 0 |
| 30 Sep 22 | 20 | 11 | 5 | 0 |
| 30 Jun 22 | 21 | 13 | 5 | 0 |
| 31 Mar 22 | 18 | 9 | 5 | 0 |
| 31 Dec 21 | 15 | 7 | 4 | 0 |
| 30 Sep 21 | 14 | 5 | 4 | 0 |
| 30 Jun 21 | 12 | 3 | 4 | 0 |
| 31 Mar 21 | 9 | -4 | 4 | 0 |
| 31 Dec 20 | 3 | -10 | 4 | 0 |
| 30 Sep 20 | 2 | -12 | 5 | 0 |
| 30 Jun 20 | 2 | -11 | 4 | 0 |
| 31 Mar 20 | 3 | -5 | 4 | 0 |
| 31 Dec 19 | 10 | 1 | 5 | 0 |
| 30 Sep 19 | 9 | 4 | 5 | 0 |
| 30 Jun 19 | 11 | 5 | 4 | 0 |
| 31 Mar 19 | 9 | 4 | 5 | 0 |
| 31 Dec 18 | 7 | 3 | 4 | 0 |
| 30 Sep 18 | 6 | 1 | 4 | 0 |
| 30 Jun 18 | 5 | 0 | 4 | 0 |
| 31 Mar 18 | 6 | 1 | 4 | 0 |
| 31 Dec 17 | 6 | 1 | 4 | 0 |
| 30 Sep 17 | 6 | -1 | 4 | 0 |
| 30 Jun 17 | 6 | -1 | 4 | 0 |
| 31 Mar 17 | 6 | -2 | 4 | 0 |
| 31 Dec 16 | 6 | -2 | 4 | 0 |
| 30 Sep 16 | 8 | -6 | 3 | 0 |
| 30 Jun 16 | 6 | -8 | 4 | 0 |
| 31 Mar 16 | 6 | -8 | 4 | 0 |
| 31 Dec 15 | 7 | -7 | 4 | 0 |
| 30 Sep 15 | 10 | 2 | 5 | 0 |
| 30 Jun 15 | 11 | 3 | 5 | 0 |
| 31 Mar 15 | 10 | 3 | 4 | 0 |
| 31 Dec 14 | 10 | 4 | 4 | 0 |
| 30 Sep 14 | 8 | 4 | 4 | 0 |
| 30 Jun 14 | 8 | 4 | 3 | 0 |
| 31 Mar 14 | 8 | 4 | 3 | 0 |
| 31 Dec 13 | 7 | 2 | 3 | 0 |
| 30 Sep 13 | 8 | 2 | 3 | 0 |
Quality Earnings: ARZAN has high quality earnings.
Growing Profit Margin: ARZAN's current net profit margins (65.7%) are lower than last year (70.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: ARZAN's earnings have grown significantly by 33.5% per year over the past 5 years.
Accelerating Growth: ARZAN's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: ARZAN had negative earnings growth (-17.1%) over the past year, making it difficult to compare to the Consumer Finance industry average (18.7%).
Return on Equity
High ROE: ARZAN's Return on Equity (4.3%) is considered low.