National Bank of KuwaitK.P Balance Sheet Health
Financial Health criteria checks 6/6
National Bank of KuwaitK.P has total assets of KWD41.6B and total equity of KWD5.1B. Total deposits are KWD28.7B, and total loans are KWD24.6B.
Key information
8.2x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | د.ك28.69b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | د.ك6.45b |
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NBK's Assets to Equity ratio (8.2x) is low.
Allowance for Bad Loans: NBK has a sufficient allowance for bad loans (251%).
Low Risk Liabilities: 78% of NBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: NBK has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: NBK's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: NBK has an appropriate level of bad loans (1.4%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/06 02:17 |
| End of Day Share Price | 2025/05/06 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
National Bank of Kuwait S.A.K.P. is covered by 20 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ranya Gnaba | AlphaMena |
| Kais Kriaa | AlphaMena |
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |