PosbankLtd Balance Sheet Health
Financial Health criteria checks 5/6
PosbankLtd has a total shareholder equity of ₩69.6B and total debt of ₩15.1B, which brings its debt-to-equity ratio to 21.8%. Its total assets and total liabilities are ₩94.5B and ₩24.8B respectively. PosbankLtd's EBIT is ₩4.8B making its interest coverage ratio -13.3. It has cash and short-term investments of ₩41.1B.
Key information
21.8%
Debt to equity ratio
₩15.14b
Debt
| Interest coverage ratio | -13.3x |
| Cash | ₩41.05b |
| Equity | ₩69.61b |
| Total liabilities | ₩24.85b |
| Total assets | ₩94.45b |
Financial Position Analysis
Short Term Liabilities: A105760's short term assets (₩72.8B) exceed its short term liabilities (₩23.2B).
Long Term Liabilities: A105760's short term assets (₩72.8B) exceed its long term liabilities (₩1.7B).
Debt to Equity History and Analysis
Debt Level: A105760 has more cash than its total debt.
Reducing Debt: Insufficient data to determine if A105760's debt to equity ratio has reduced over the past 5 years.
Debt Coverage: A105760's debt is well covered by operating cash flow (27.1%).
Interest Coverage: A105760 earns more interest than it pays, so coverage of interest payments is not a concern.