Sanlam Kenya Balance Sheet Health
Financial Health criteria checks 3/6
Sanlam Kenya has a total shareholder equity of KES1.9B and total debt of KES4.2B, which brings its debt-to-equity ratio to 219.5%. Its total assets and total liabilities are KES39.2B and KES37.2B respectively. Sanlam Kenya's EBIT is KES2.0B making its interest coverage ratio 2.8. It has cash and short-term investments of KES31.0B.
Key information
219.46%
Debt to equity ratio
KSh4.22b
Debt
| Interest coverage ratio | 2.8x |
| Cash | KSh31.03b |
| Equity | KSh1.92b |
| Total liabilities | KSh37.24b |
| Total assets | KSh39.17b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: SLAM's short term assets (KES35.0B) exceed its short term liabilities (KES4.3B).
Long Term Liabilities: SLAM's short term assets (KES35.0B) exceed its long term liabilities (KES33.0B).
Debt to Equity History and Analysis
Debt Level: SLAM has more cash than its total debt.
Reducing Debt: SLAM's debt to equity ratio has increased from 159.3% to 219.5% over the past 5 years.
Debt Coverage: SLAM's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: SLAM's interest payments on its debt are not well covered by EBIT (2.8x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/07/09 22:48 |
| End of Day Share Price | 2025/07/09 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Sanlam Kenya Plc is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| William Githui | Faida Investment Bank Limited |