NCBA Group Balance Sheet Health
Financial Health criteria checks 4/6
NCBA Group has total assets of KES734.6B and total equity of KES96.7B. Total deposits are KES587.0B, and total loans are KES337.0B.
Key information
7.6x
Asset to equity ratio
n/a
Net interest margin
Total deposits | KSh587.04b |
Loan to deposit ratio | Appropriate |
Bad loans | 12.3% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | KSh81.44b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NCBA's Assets to Equity ratio (7.6x) is low.
Allowance for Bad Loans: NCBA has a low allowance for bad loans (35%).
Low Risk Liabilities: 92% of NCBA's liabilities are made up of primarily low risk sources of funding.
Loan Level: NCBA has an appropriate level of Loans to Assets ratio (46%).
Low Risk Deposits: NCBA's Loans to Deposits ratio (57%) is appropriate.
Level of Bad Loans: NCBA has a high level of bad loans (12.3%).