HFCB Group has been growing earnings at an average annual rate of 73.6%, while the Banks industry saw earnings growing at 18.3% annually. Revenues have been growing at an average rate of 22% per year. HFCB Group's return on equity is 8.5%, and it has net margins of 24.5%.
Key information
73.58%
Earnings growth rate
63.45%
EPS growth rate
Banks Industry Growth
14.32%
Revenue growth rate
21.97%
Return on equity
8.49%
Net Margin
24.50%
Last Earnings Update
31 Mar 2026
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How HFCB Group makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
NASE:HFCK Revenue, expenses and earnings (KES Millions)
Date
Revenue
Earnings
G+A Expenses
R&D Expenses
31 Mar 26
6,407
1,570
2,981
0
31 Dec 25
6,000
1,422
2,828
0
30 Sep 25
5,194
1,030
2,603
0
30 Jun 25
4,511
883
2,523
0
31 Mar 25
4,076
702
2,424
0
31 Dec 24
3,716
525
2,281
0
30 Sep 24
3,579
635
2,309
0
30 Jun 24
3,660
472
2,243
0
31 Mar 24
3,594
455
2,199
0
31 Dec 23
3,441
388
2,113
0
30 Sep 23
3,418
440
2,018
0
30 Jun 23
3,257
398
1,928
0
31 Mar 23
3,101
315
1,832
0
31 Dec 22
2,943
266
1,817
0
30 Sep 22
2,598
-36
1,862
0
30 Jun 22
2,319
-272
1,835
0
31 Mar 22
2,267
-367
1,840
0
31 Dec 21
2,085
-668
1,777
0
30 Sep 21
2,054
-1,547
1,782
0
30 Jun 21
2,155
-1,757
1,836
0
31 Mar 21
2,006
-1,751
1,883
0
31 Dec 20
1,974
-1,707
1,856
0
30 Sep 20
2,456
-756
2,524
0
30 Jun 20
2,505
-309
2,416
0
31 Mar 20
2,789
-209
2,427
0
31 Dec 19
3,072
-110
1,763
0
30 Sep 19
2,966
-287
2,514
0
30 Jun 19
3,007
-702
2,652
0
31 Mar 19
3,055
-684
2,774
0
31 Dec 18
3,137
-598
2,733
0
30 Sep 18
3,108
-348
2,674
0
30 Jun 18
3,846
-26
2,636
0
31 Mar 18
3,845
75
2,509
0
31 Dec 17
3,747
126
2,372
0
30 Sep 17
3,383
211
2,180
0
30 Jun 17
3,395
451
2,577
0
31 Mar 17
3,654
667
2,406
0
31 Dec 16
3,990
906
2,367
0
30 Sep 16
4,865
1,257
2,232
0
30 Jun 16
4,741
1,324
2,190
0
31 Mar 16
4,580
1,303
2,104
0
31 Dec 15
4,279
1,197
2,103
0
30 Sep 15
3,418
1,033
1,768
0
Quality Earnings: HFCK has high quality earnings.
Growing Profit Margin: HFCK's current net profit margins (24.5%) are higher than last year (17.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: HFCK has become profitable over the past 5 years, growing earnings by 73.6% per year.
Accelerating Growth: HFCK's earnings growth over the past year (123.5%) exceeds its 5-year average (73.6% per year).
Earnings vs Industry: HFCK earnings growth over the past year (123.5%) exceeded the Banks industry 21.6%.
Return on Equity
High ROE: HFCK's Return on Equity (8.5%) is considered low.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/07/15 13:46
End of Day Share Price
2026/07/15 00:00
Earnings
2026/03/31
Annual Earnings
2025/12/31
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
HFCB Group Plc is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.