HF Group Balance Sheet Health
Financial Health criteria checks 4/6
HF Group has total assets of KES61.6B and total equity of KES8.9B. Total deposits are KES43.9B, and total loans are KES38.8B.
Key information
6.9x
Asset to equity ratio
n/a
Net interest margin
Total deposits | KSh43.85b |
Loan to deposit ratio | Appropriate |
Bad loans | 27.9% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | KSh1.28b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HFCK's Assets to Equity ratio (6.9x) is low.
Allowance for Bad Loans: HFCK has a low allowance for bad loans (40%).
Low Risk Liabilities: 83% of HFCK's liabilities are made up of primarily low risk sources of funding.
Loan Level: HFCK has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: HFCK's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: HFCK has a high level of bad loans (27.9%).