The Co-operative Bank of Kenya Limited

NASE:COOP Stock Report

Market Cap: KSh91.2b

Co-operative Bank of Kenya Past Earnings Performance

Past criteria checks 2/6

Co-operative Bank of Kenya has been growing earnings at an average annual rate of 15.4%, while the Banks industry saw earnings growing at 18.7% annually. Revenues have been growing at an average rate of 10.6% per year. Co-operative Bank of Kenya's return on equity is 18.4%, and it has net margins of 33.8%.

Key information

15.4%

Earnings growth rate

15.1%

EPS growth rate

Banks Industry Growth14.3%
Revenue growth rate10.6%
Return on equity18.4%
Net Margin33.8%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Co-operative Bank of Kenya makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NASE:COOP Revenue, expenses and earnings (KES Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2470,62323,83720,8760
30 Jun 2469,97223,87420,8880
31 Mar 2467,09423,49320,0070
31 Dec 2366,25023,02419,4680
30 Sep 2364,98723,12818,9750
30 Jun 2363,76722,50318,2550
31 Mar 2363,68022,31418,7100
31 Dec 2262,06821,83017,1680
30 Sep 2259,81322,19916,6330
30 Jun 2257,69420,83216,5610
31 Mar 2254,84719,10916,3350
31 Dec 2151,96316,72916,0790
30 Sep 2149,96813,44616,9460
30 Jun 2148,35910,98117,6310
31 Mar 2146,18710,68017,5040
31 Dec 2044,83311,59416,4270
30 Sep 2045,74913,42015,8480
30 Jun 2046,18914,25716,1260
31 Mar 2046,90814,30116,7260
31 Dec 1945,65714,52915,1110
30 Sep 1943,91713,35914,1600
30 Jun 1942,94613,11813,5280
31 Mar 1942,29012,88315,2500
31 Dec 1841,83812,78913,2690
30 Sep 1840,69412,47214,5350
30 Jun 1839,69612,19714,2710
31 Mar 1838,83211,62514,1010
31 Dec 1737,99511,69412,0520
30 Sep 1737,67911,92311,8690
30 Jun 1738,68412,15511,6910
31 Mar 1739,36512,46913,1060
31 Dec 1639,67112,92812,8010
30 Sep 1639,60213,20911,6680
30 Jun 1637,29512,45911,2700
31 Mar 1635,63511,96812,6890
31 Dec 1534,37011,28910,7510
30 Sep 1533,28210,5749,9930
30 Jun 1532,2199,79010,2480
31 Mar 1531,9498,97310,3890
31 Dec 1430,9108,26510,3920
30 Sep 1429,2388,60610,8510
30 Jun 1430,0209,23510,7420
31 Mar 1428,1228,96211,4100
31 Dec 1327,1129,2339,5080

Quality Earnings: COOP has high quality earnings.

Growing Profit Margin: COOP's current net profit margins (33.8%) are lower than last year (35.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: COOP's earnings have grown by 15.4% per year over the past 5 years.

Accelerating Growth: COOP's earnings growth over the past year (3.1%) is below its 5-year average (15.4% per year).

Earnings vs Industry: COOP earnings growth over the past year (3.1%) did not outperform the Banks industry 17.1%.

Return on Equity

High ROE: COOP's Return on Equity (18.4%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 20:54
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

The Co-operative Bank of Kenya Limited is covered by 7 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Timothy WambuAbsa Bank Limited
Bernard KiarieAfrican Alliance
Jaap MeijerArqaam Capital Research Offshore S.A.L.