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MS&AD Insurance Group Holdings TSE:8725 Stock Report

Last Price

JP¥3.29k

Market Cap

JP¥5.0t

7D

-2.1%

1Y

5.2%

Updated

21 May, 2025

Data

Company Financials +

MS&AD Insurance Group Holdings, Inc.

TSE:8725 Stock Report

Market Cap: JP¥5.0t

8725 Stock Overview

An insurance holding company, provides insurance and financial services worldwide. More details

8725 fundamental analysis
Snowflake Score
Valuation5/6
Future Growth0/6
Past Performance5/6
Financial Health5/6
Dividends5/6

Rewards

Trading at 65.6% below our estimate of its fair value

Earnings grew by 101% over the past year

Pays a reliable dividend of 3.04%

Trading at good value compared to peers and industry

Risk Analysis

Earnings are forecast to decline by an average of 0.8% per year for the next 3 years


Community vs My Fair Value

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MS&AD Insurance Group Holdings, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for MS&AD Insurance Group Holdings
Historical stock prices
Current Share PriceJP¥3,293.00
52 Week HighJP¥4,018.00
52 Week LowJP¥2,501.00
Beta0.20
1 Month Change10.88%
3 Month Change8.22%
1 Year Change5.17%
3 Year Change151.31%
5 Year Change220.54%
Change since IPO238.71%

Recent News & Updates

Improved Earnings Required Before MS&AD Insurance Group Holdings, Inc. (TSE:8725) Stock's 26% Jump Looks Justified

May 07
Improved Earnings Required Before MS&AD Insurance Group Holdings, Inc. (TSE:8725) Stock's 26% Jump Looks Justified

If EPS Growth Is Important To You, MS&AD Insurance Group Holdings (TSE:8725) Presents An Opportunity

Apr 15
If EPS Growth Is Important To You, MS&AD Insurance Group Holdings (TSE:8725) Presents An Opportunity

Recent updates

Improved Earnings Required Before MS&AD Insurance Group Holdings, Inc. (TSE:8725) Stock's 26% Jump Looks Justified

May 07
Improved Earnings Required Before MS&AD Insurance Group Holdings, Inc. (TSE:8725) Stock's 26% Jump Looks Justified

If EPS Growth Is Important To You, MS&AD Insurance Group Holdings (TSE:8725) Presents An Opportunity

Apr 15
If EPS Growth Is Important To You, MS&AD Insurance Group Holdings (TSE:8725) Presents An Opportunity

Improved Earnings Required Before MS&AD Insurance Group Holdings, Inc. (TSE:8725) Shares Find Their Feet

Jan 03
Improved Earnings Required Before MS&AD Insurance Group Holdings, Inc. (TSE:8725) Shares Find Their Feet

Should You Be Adding MS&AD Insurance Group Holdings (TSE:8725) To Your Watchlist Today?

Oct 14
Should You Be Adding MS&AD Insurance Group Holdings (TSE:8725) To Your Watchlist Today?

What You Need To Know About The MS&AD Insurance Group Holdings, Inc. (TSE:8725) Analyst Downgrade Today

Sep 11
What You Need To Know About The MS&AD Insurance Group Holdings, Inc. (TSE:8725) Analyst Downgrade Today

MS&AD Insurance Group Holdings, Inc. (TSE:8725) Might Not Be As Mispriced As It Looks After Plunging 31%

Aug 06
MS&AD Insurance Group Holdings, Inc. (TSE:8725) Might Not Be As Mispriced As It Looks After Plunging 31%

Industry Analysts Just Upgraded Their MS&AD Insurance Group Holdings, Inc. (TSE:8725) Revenue Forecasts By 15%

Jul 11
Industry Analysts Just Upgraded Their MS&AD Insurance Group Holdings, Inc. (TSE:8725) Revenue Forecasts By 15%

Investors Aren't Entirely Convinced By MS&AD Insurance Group Holdings, Inc.'s (TSE:8725) Earnings

Jun 14
Investors Aren't Entirely Convinced By MS&AD Insurance Group Holdings, Inc.'s (TSE:8725) Earnings

Shareholder Returns

8725JP InsuranceJP Market
7D-2.1%-4.9%-1.1%
1Y5.2%10.0%0.4%

Return vs Industry: 8725 underperformed the JP Insurance industry which returned 12.1% over the past year.

Return vs Market: 8725 exceeded the JP Market which returned -0.2% over the past year.

Price Volatility

Is 8725's price volatile compared to industry and market?
8725 volatility
8725 Average Weekly Movement7.0%
Insurance Industry Average Movement6.6%
Market Average Movement5.5%
10% most volatile stocks in JP Market9.4%
10% least volatile stocks in JP Market3.1%

Stable Share Price: 8725 has not had significant price volatility in the past 3 months compared to the JP market.

Volatility Over Time: 8725's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
191838,456Shinichiro Funabikiwww.ms-ad-hd.com

MS&AD Insurance Group Holdings, Inc., an insurance holding company, provides insurance and financial services worldwide. The company offers domestic non-life insurance; life insurance; international business; financial services; and provides risk-related services. The company was formerly known as Mitsui Sumitomo Insurance Group Holdings, Inc. and changed its name to MS&AD Insurance Group Holdings, Inc. in April 2010.

MS&AD Insurance Group Holdings, Inc. Fundamentals Summary

How do MS&AD Insurance Group Holdings's earnings and revenue compare to its market cap?
8725 fundamental statistics
Market capJP¥4.98t
Earnings (TTM)JP¥713.74b
Revenue (TTM)JP¥6.63t
7.0x
P/E Ratio
0.8x
P/S Ratio

Is 8725 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
8725 income statement (TTM)
RevenueJP¥6.63t
Cost of RevenueJP¥4.85t
Gross ProfitJP¥1.78t
Other ExpensesJP¥1.07t
EarningsJP¥713.74b

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)472.28
Gross Margin26.87%
Net Profit Margin10.76%
Debt/Equity Ratio13.9%

How did 8725 perform over the long term?

See historical performance and comparison

Dividends

3.0%
Current Dividend Yield
22%
Payout Ratio

Does 8725 pay a reliable dividends?

See 8725 dividend history and benchmarks
When do you need to buy 8725 by to receive an upcoming dividend?
MS&AD Insurance Group Holdings dividend dates
Ex Dividend DateMar 28 2025
Dividend Pay DateJun 25 2025
Days until Ex dividend55 days
Days until Dividend pay date34 days

Does 8725 pay a reliable dividends?

See 8725 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/21 00:22
End of Day Share Price 2025/05/21 00:00
Earnings2024/12/31
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

MS&AD Insurance Group Holdings, Inc. is covered by 26 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Azuma OhnoBarclays
Natsumu TsujinoBofA Global Research
Koichi NiwaCitigroup Inc