JAFCO Group Co., Ltd.

TSE:8595 Stock Report

Market Cap: JP¥117.4b

JAFCO Group Valuation

Is 8595 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

5/6

Valuation Score 5/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 8595 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 8595 (¥2151.5) is trading below our estimate of fair value (¥4430.21)

Significantly Below Fair Value: 8595 is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 8595?

Key metric: As 8595 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 8595. This is calculated by dividing 8595's market cap by their current earnings.
What is 8595's PE Ratio?
PE Ratio11.9x
EarningsJP¥9.87b
Market CapJP¥117.40b

Price to Earnings Ratio vs Peers

How does 8595's PE Ratio compare to its peers?

The above table shows the PE ratio for 8595 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average13.7x
8739 SPARX Group
10xn/aJP¥54.7b
5842 Integral
9.7xn/aJP¥129.3b
165A SBI Rheos Hifumi
14.1x16.0%JP¥18.5b
7347 Mercuria Holdings
21xn/aJP¥17.1b
8595 JAFCO Group
11.9x8.9%JP¥117.4b

Price-To-Earnings vs Peers: 8595 is good value based on its Price-To-Earnings Ratio (11.9x) compared to the peer average (13.7x).

Price to Earnings Ratio vs Industry

How does 8595's PE Ratio compare vs other companies in the JP Capital Markets Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
7176 Simplex Financial Holdings
1.3xn/aUS$59.77m
No more companies available in this PE range
8595 11.9xIndustry Avg. 14.1xNo. of Companies7PE0816243240+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 8595 is good value based on its Price-To-Earnings Ratio (11.9x) compared to the JP Capital Markets industry average (14.1x).

Price to Earnings Ratio vs Fair Ratio

What is 8595's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

8595 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio11.9x
Fair PE Ratio12.1x

Price-To-Earnings vs Fair Ratio: 8595 is good value based on its Price-To-Earnings Ratio (11.9x) compared to the estimated Fair Price-To-Earnings Ratio (12.1x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 8595 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentJP¥2,151.50
JP¥1,970.00
-8.4%
6.6%JP¥2,100.00JP¥1,840.00n/a2
Nov ’25JP¥2,036.50
JP¥1,950.00
-4.2%
7.7%JP¥2,100.00JP¥1,800.00n/a2
Oct ’25JP¥2,019.00
JP¥1,850.00
-8.4%
2.7%JP¥1,900.00JP¥1,800.00n/a2
Sep ’25JP¥2,015.50
JP¥1,850.00
-8.2%
2.7%JP¥1,900.00JP¥1,800.00n/a2
Aug ’25JP¥1,893.00
JP¥1,850.00
-2.3%
2.7%JP¥1,900.00JP¥1,800.00n/a2
Jul ’25JP¥1,918.00
JP¥1,835.00
-4.3%
1.9%JP¥1,870.00JP¥1,800.00n/a2
Jun ’25JP¥1,785.50
JP¥1,835.00
+2.8%
1.9%JP¥1,870.00JP¥1,800.00n/a2
May ’25JP¥1,781.50
JP¥1,785.00
+0.2%
4.8%JP¥1,870.00JP¥1,700.00n/a2
Apr ’25JP¥1,860.00
JP¥1,750.00
-5.9%
2.9%JP¥1,800.00JP¥1,700.00n/a2
Mar ’25JP¥1,787.50
JP¥1,750.00
-2.1%
2.9%JP¥1,800.00JP¥1,700.00n/a2
Feb ’25JP¥1,745.50
JP¥1,750.00
+0.3%
2.9%JP¥1,800.00JP¥1,700.00n/a2
Nov ’24JP¥1,612.00
JP¥1,815.00
+12.6%
6.3%JP¥1,930.00JP¥1,700.00JP¥2,036.502
Oct ’24JP¥1,645.00
JP¥1,865.00
+13.4%
3.5%JP¥1,930.00JP¥1,800.00JP¥2,019.002
Sep ’24JP¥1,930.50
JP¥1,865.00
-3.4%
3.5%JP¥1,930.00JP¥1,800.00JP¥2,015.502
Aug ’24JP¥1,837.50
JP¥1,865.00
+1.5%
3.5%JP¥1,930.00JP¥1,800.00JP¥1,893.002
Jul ’24JP¥1,843.00
JP¥1,865.00
+1.2%
3.5%JP¥1,930.00JP¥1,800.00JP¥1,918.002
Jun ’24JP¥1,704.00
JP¥1,865.00
+9.4%
3.5%JP¥1,930.00JP¥1,800.00JP¥1,785.502
May ’24JP¥1,703.00
JP¥2,065.00
+21.3%
12.8%JP¥2,330.00JP¥1,800.00JP¥1,781.502
Apr ’24JP¥1,893.00
JP¥2,390.00
+26.3%
2.5%JP¥2,450.00JP¥2,330.00JP¥1,860.002
Mar ’24JP¥2,216.00
JP¥2,390.00
+7.9%
2.5%JP¥2,450.00JP¥2,330.00JP¥1,787.502
Feb ’24JP¥2,251.00
JP¥2,390.00
+6.2%
2.5%JP¥2,450.00JP¥2,330.00JP¥1,745.502
Jan ’24JP¥2,248.00
JP¥2,350.00
+4.5%
6.4%JP¥2,500.00JP¥2,200.00JP¥1,650.002
Dec ’23JP¥2,392.00
JP¥2,350.00
-1.8%
6.4%JP¥2,500.00JP¥2,200.00JP¥1,693.002
Nov ’23JP¥2,235.00
JP¥2,066.67
-7.5%
12.7%JP¥2,300.00JP¥1,700.00JP¥1,612.003

Analyst Forecast: Target price is lower than the current share price.

Discover undervalued companies

Nomura Holdings

JP¥2.7t

Provides various financial services to individuals, corporations, financial institutions, governments, and governmental agencies worldwide.

8604

JP¥930.00

7D

1.6%

1Y

53.7%

SBI Holdings

JP¥1.1t

Engages in the online securities and investment businesses.

8473

JP¥3,562.00

7D

3.5%

1Y

10.0%

JACCS

JP¥131.5b

Operates as a consumer finance company in Japan and internationally.

8584

JP¥3,785.00

7D

0.3%

1Y

-27.8%