Announcement • Jun 04
JACCS Co., Ltd. to Report Q1, 2027 Results on Aug 06, 2026 JACCS Co., Ltd. announced that they will report Q1, 2027 results on Aug 06, 2026 Announcement • May 15
JACCS Co., Ltd., Annual General Meeting, Jun 25, 2026 JACCS Co., Ltd., Annual General Meeting, Jun 25, 2026. Announcement • May 09
JACCS Co., Ltd. to Report Fiscal Year 2026 Results on May 15, 2026 JACCS Co., Ltd. announced that they will report fiscal year 2026 results on May 15, 2026 Announcement • Apr 08
JACCS Co., Ltd. (TSE:8584) completed the acquisition of 49% stake in CAR TIMES CAPITAL PTE. LTD. from CarTimes Pte Ltd for ¥1.5 billion. JACCS Co., Ltd. (TSE:8584) agreed to acquire 49% stake in CAR TIMES CAPITAL PTE. LTD. from CarTimes Pte Ltd for ¥1.5 billion on February 5, 2026. A cash consideration of ¥1.5 billion will be paid by JACCS Co., Ltd. As part of consideration, ¥1.5 billion is paid towards common equity of CAR TIMES CAPITAL PTE. LTD. As part of acquisition, 1,519,000 shares will be acquired.
The transaction is expected to complete in April 2026.
JACCS Co., Ltd. (TSE:8584) completed the acquisition of 49% stake in CAR TIMES CAPITAL PTE. LTD. from CarTimes Pte Ltd on April 7, 2026. Upcoming Dividend • Mar 23
Upcoming dividend of JP¥100.00 per share Eligible shareholders must have bought the stock before 30 March 2026. Payment date: 29 June 2026. Payout ratio is a comfortable 44% but the company is not cash flow positive. Trailing yield: 4.9%. Within top quartile of Japanese dividend payers (3.6%). Higher than average of industry peers (3.7%). Declared Dividend • Nov 29
First half dividend of JP¥100.00 announced Shareholders will receive a dividend of JP¥100.00. Ex-date: 30th March 2026 Payment date: 29th June 2026 Dividend yield will be 4.8%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (21% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 11% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 11% over the next 3 years, which should provide support to the dividend and adequate earnings cover. Announcement • Nov 29
JACCS Co., Ltd. to Report Q3, 2026 Results on Feb 05, 2026 JACCS Co., Ltd. announced that they will report Q3, 2026 results on Feb 05, 2026 Upcoming Dividend • Sep 22
Upcoming dividend of JP¥100.00 per share Eligible shareholders must have bought the stock before 29 September 2025. Payment date: 01 December 2025. Payout ratio is a comfortable 39% but the company is not cash flow positive. Trailing yield: 4.6%. Within top quartile of Japanese dividend payers (3.6%). Higher than average of industry peers (3.7%). Price Target Changed • Sep 18
Price target increased by 12% to JP¥4,470 Up from JP¥3,975, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of JP¥4,340. Stock is up 12% over the past year. The company is forecast to post earnings per share of JP¥391 for next year compared to JP¥536 last year. New Risk • Sep 17
New minor risk - Shareholder dilution The company's shareholders have been diluted in the past year. Increase in shares outstanding: 29% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risk Interest payments are not well covered by earnings (2.1x net interest cover). Minor Risks Paying a dividend despite having no free cash flows. Shareholders have been diluted in the past year (29% increase in shares outstanding). Announcement • Sep 03
JACCS Co., Ltd. to Report Q2, 2026 Results on Nov 06, 2025 JACCS Co., Ltd. announced that they will report Q2, 2026 results on Nov 06, 2025 Declared Dividend • Jul 09
Final dividend of JP¥100.00 announced Shareholders will receive a dividend of JP¥100.00. Ex-date: 29th September 2025 Payment date: 1st December 2025 Dividend yield will be 4.8%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (32% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 11% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to decline by 10% over the next 3 years. However, it would need to fall by 65% to increase the payout ratio to a potentially unsustainable range. Major Estimate Revision • Jun 05
Consensus EPS estimates fall by 31% The consensus outlook for earnings per share (EPS) in fiscal year 2026 has deteriorated. 2026 revenue forecast decreased from JP¥194.5b to JP¥191.5b. EPS estimate also fell from JP¥511 per share to JP¥353 per share. Net income forecast to shrink 13% next year vs 9.3% growth forecast for Consumer Finance industry in Japan . Consensus price target down from JP¥4,100 to JP¥3,975. Share price was steady at JP¥4,020 over the past week. Announcement • May 31
JACCS Co., Ltd. to Report Q1, 2026 Results on Aug 07, 2025 JACCS Co., Ltd. announced that they will report Q1, 2026 results on Aug 07, 2025 Announcement • May 15
JACCS Co., Ltd., Annual General Meeting, Jun 26, 2025 JACCS Co., Ltd., Annual General Meeting, Jun 26, 2025. Valuation Update With 7 Day Price Move • Apr 07
Investor sentiment deteriorates as stock falls 19% After last week's 19% share price decline to JP¥3,170, the stock trades at a forward P/E ratio of 6x. Average forward P/E is 10x in the Consumer Finance industry in Japan. Total returns to shareholders of 18% over the past three years. Upcoming Dividend • Mar 21
Upcoming dividend of JP¥90.00 per share Eligible shareholders must have bought the stock before 28 March 2025. Payment date: 30 June 2025. Payout ratio is a comfortable 32% but the company is not cash flow positive. Trailing yield: 4.4%. Within top quartile of Japanese dividend payers (3.7%). Higher than average of industry peers (3.3%). Announcement • Mar 15
JACCS Co., Ltd. announced that it expects to receive ¥39.084934196 billion in funding from MUFG Bank, Ltd. JACCS Co., Ltd. announced a private placement of 9,980,831 shares at a price of ¥3,916 per share for the gross proceeds of ¥39,084,934,196 on March 14, 2025. The shares will be issued through third party method of allotment. The transaction will include participation from MUFG Bank, Ltd. The transaction has been approved by the shareholders of the company and is expected to close from April 1, 2025, to June 30, 2025. As a part of the transaction, the company will pay ¥269,400,000 as estimated issuance costs. Announcement • Mar 14
JACCS Co., Ltd. Announces Management Retirements JACCS Co., Ltd. announced the retirement of Takashi Saitou, Director, Senior Managing Executive Officer, Kenichi Oshima, Director, Senior Managing Executive Officer and Supervisor of Information Systems and Credit Management, Retiring Audit & Supervisory Board Members - Yasuyuki Okumoto, Audit & Supervisory Board Member (Full-time) - (Mr. Okumoto is scheduled to take office as Director (CFO) of Carsome Capital Sdn. Bhd. in July 2025.) - Retiring Executive Officers - Hiroki Yoshida, Managing Executive Officer and General Manager of Business Strategy Department Osamu Ohta, Senior Executive Officer and Supervisor of Information Systems Toshikazu Kondo, Senior Executive Officer and Supervisor of Credit Business. On April 1, 2025. Mr. Fukuyama, who is Representative Director of JACCS Loan-Collection Service Co., Ltd. is scheduled to retire from that position. Announcement • Mar 04
JACCS Co., Ltd. to Report Fiscal Year 2025 Results on May 15, 2025 JACCS Co., Ltd. announced that they will report fiscal year 2025 results on May 15, 2025 Declared Dividend • Nov 30
First half dividend of JP¥90.00 announced Shareholders will receive a dividend of JP¥90.00. Ex-date: 28th March 2025 Payment date: 30th June 2025 Dividend yield will be 4.8%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (17% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 14% over the next 3 years. However, it would need to fall by 81% to increase the payout ratio to a potentially unsustainable range. Announcement • Nov 30
JACCS Co., Ltd. to Report Q3, 2025 Results on Feb 06, 2025 JACCS Co., Ltd. announced that they will report Q3, 2025 results on Feb 06, 2025 Announcement • Nov 08
Jaccs Co., Ltd. Announces Dividend for the Second Quarter End of Fiscal Year Ending March 31, 2025, Payable on November 29, 2024 JACCS Co., Ltd. announced dividend for the second quarter end of fiscal year ending March 31, 2025. For the period, the company announced to pay the dividend of JPY 90 per share against JPY 100 per share a year ago. Scheduled date to commence dividend payments: November 29, 2024. Upcoming Dividend • Sep 20
Upcoming dividend of JP¥90.00 per share Eligible shareholders must have bought the stock before 27 September 2024. Payment date: 02 December 2024. Trailing yield: 5.3%. Within top quartile of Japanese dividend payers (3.8%). Higher than average of industry peers (3.4%). Announcement • Aug 28
JACCS Co., Ltd. to Report Q2, 2025 Results on Nov 07, 2024 JACCS Co., Ltd. announced that they will report Q2, 2025 results on Nov 07, 2024 New Risk • Aug 05
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Japanese stocks, typically moving 6.0% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (currently running at an operating cash loss). Earnings are forecast to decline by an average of 3.1% per year for the foreseeable future. Minor Risks Paying a dividend despite having no free cash flows. Share price has been volatile over the past 3 months (6.0% average weekly change). Valuation Update With 7 Day Price Move • Aug 05
Investor sentiment deteriorates as stock falls 19% After last week's 19% share price decline to JP¥3,865, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 12x in the Consumer Finance industry in Japan. Total returns to shareholders of 63% over the past three years. Declared Dividend • Jul 11
Final dividend of JP¥100.00 announced Shareholders will receive a dividend of JP¥100.00. Ex-date: 27th September 2024 Payment date: 2nd December 2024 Dividend yield will be 4.7%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (31% earnings payout ratio) but the company has no free cash flows available, indicating it may be using cash reserves or debt to pay the dividend. The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 9.1% over the next 3 years. However, it would need to fall by 65% to increase the payout ratio to a potentially unsustainable range. Announcement • Jun 28
JACCS Co., Ltd. to Report Q1, 2025 Results on Aug 07, 2024 JACCS Co., Ltd. announced that they will report Q1, 2025 results on Aug 07, 2024 Price Target Changed • Jun 26
Price target decreased by 7.8% to JP¥5,950 Down from JP¥6,450, the current price target is an average from 2 analysts. New target price is 23% above last closing price of JP¥4,830. Stock is down 4.0% over the past year. The company is forecast to post earnings per share of JP¥547 for next year compared to JP¥685 last year. New Risk • Jun 25
New major risk - Revenue and earnings growth Earnings are forecast to decline by an average of 3.1% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (currently running at an operating cash loss). Earnings are forecast to decline by an average of 3.1% per year for the foreseeable future. Minor Risk Paying a dividend despite having no free cash flows. Major Estimate Revision • Jun 15
Consensus EPS estimates fall by 18% The consensus outlook for fiscal year 2025 has been updated. 2025 EPS estimate fell from JP¥702 to JP¥576 per share. Revenue forecast steady at JP¥192.8b. Net income forecast to shrink 16% next year vs 15% growth forecast for Consumer Finance industry in Japan . Consensus price target up from JP¥6,150 to JP¥6,450. Share price was steady at JP¥4,830 over the past week. Price Target Changed • Jun 14
Price target increased by 11% to JP¥6,450 Up from JP¥5,825, the current price target is an average from 2 analysts. New target price is 34% above last closing price of JP¥4,830. Stock is up 0.5% over the past year. The company is forecast to post earnings per share of JP¥576 for next year compared to JP¥685 last year. Announcement • May 18
JACCS Co., Ltd., Annual General Meeting, Jun 27, 2024 JACCS Co., Ltd., Annual General Meeting, Jun 27, 2024. Announcement • Apr 03
JACCS Co., Ltd. SHS to be deleted from OTC Equity JACCS Co., Ltd. SHS (Japan) will be deleted from OTC Equity effective April 02, 2024, due to inactive security. Announcement • Mar 28
JACCS Co., Ltd. to Report Fiscal Year 2024 Results on May 15, 2024 JACCS Co., Ltd. announced that they will report fiscal year 2024 results on May 15, 2024 Upcoming Dividend • Mar 21
Upcoming dividend of JP¥110 per share Eligible shareholders must have bought the stock before 28 March 2024. Payment date: 01 July 2024. Payout ratio is a comfortable 31% but the company is not cash flow positive. Trailing yield: 3.9%. Within top quartile of Japanese dividend payers (3.2%). Higher than average of industry peers (3.0%). Price Target Changed • Jan 16
Price target increased by 10% to JP¥6,150 Up from JP¥5,575, the current price target is an average from 2 analysts. New target price is 9.6% above last closing price of JP¥5,610. Stock is up 42% over the past year. The company is forecast to post earnings per share of JP¥676 for next year compared to JP¥625 last year. Announcement • Nov 30
JACCS Co., Ltd. to Report Q3, 2024 Results on Feb 06, 2024 JACCS Co., Ltd. announced that they will report Q3, 2024 results on Feb 06, 2024 Upcoming Dividend • Sep 21
Upcoming dividend of JP¥100.00 per share at 3.6% yield Eligible shareholders must have bought the stock before 28 September 2023. Payment date: 30 November 2023. Payout ratio is a comfortable 28% but the company is not cash flow positive. Trailing yield: 3.6%. Within top quartile of Japanese dividend payers (3.3%). Higher than average of industry peers (3.2%). Announcement • Aug 31
JACCS Co., Ltd. to Report Q2, 2024 Results on Nov 07, 2023 JACCS Co., Ltd. announced that they will report Q2, 2024 results on Nov 07, 2023 Announcement • May 31
JACCS Co., Ltd. to Report Q1, 2024 Results on Aug 04, 2023 JACCS Co., Ltd. announced that they will report Q1, 2024 results on Aug 04, 2023 Upcoming Dividend • Mar 23
Upcoming dividend of JP¥90.00 per share at 4.3% yield Eligible shareholders must have bought the stock before 30 March 2023. Payment date: 30 June 2023. Payout ratio is a comfortable 29% but the company is not cash flow positive. Trailing yield: 4.3%. Within top quartile of Japanese dividend payers (3.6%). Higher than average of industry peers (3.0%). Price Target Changed • Mar 14
Price target increased by 11% to JP¥4,900 Up from JP¥4,400, the current price target is an average from 2 analysts. New target price is 14% above last closing price of JP¥4,285. Stock is up 36% over the past year. The company is forecast to post earnings per share of JP¥649 for next year compared to JP¥529 last year. Price Target Changed • Jan 25
Price target increased by 10% to JP¥4,400 Up from JP¥4,000, the current price target is provided by 1 analyst. New target price is 7.4% above last closing price of JP¥4,095. Stock is up 33% over the past year. The company is forecast to post earnings per share of JP¥606 for next year compared to JP¥529 last year. Announcement • Dec 01
JACCS Co., Ltd. to Report Q3, 2023 Results on Feb 02, 2023 JACCS Co., Ltd. announced that they will report Q3, 2023 results on Feb 02, 2023 Price Target Changed • Nov 16
Price target increased to JP¥4,000 Up from JP¥3,300, the current price target is an average from 2 analysts. New target price is 9.0% above last closing price of JP¥3,670. Stock is up 24% over the past year. The company is forecast to post earnings per share of JP¥577 for next year compared to JP¥529 last year. Board Change • Nov 16
Less than half of directors are independent There are 7 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 4 independent directors. 8 non-independent directors. Independent Outside Director Kyoko Okada was the last independent director to join the board, commencing their role in 2021. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Upcoming Dividend • Sep 22
Upcoming dividend of JP¥85.00 per share Eligible shareholders must have bought the stock before 29 September 2022. Payment date: 30 November 2022. Payout ratio is a comfortable 29% but the company is not cash flow positive. Trailing yield: 4.5%. Within top quartile of Japanese dividend payers (3.7%). Higher than average of industry peers (2.5%). Announcement • Aug 28
JACCS Co., Ltd. to Report Q2, 2023 Results on Nov 04, 2022 JACCS Co., Ltd. announced that they will report Q2, 2023 results on Nov 04, 2022 Announcement • Jul 01
JACCS Co., Ltd. to Report Q1, 2023 Results on Aug 04, 2022 JACCS Co., Ltd. announced that they will report Q1, 2023 results on Aug 04, 2022 Price Target Changed • Apr 27
Price target increased to JP¥3,300 Up from JP¥1,625, the current price target is provided by 1 analyst. New target price is approximately in line with last closing price of JP¥3,200. Stock is up 50% over the past year. The company is forecast to post earnings per share of JP¥520 for next year compared to JP¥341 last year. Board Change • Apr 27
Less than half of directors are independent Following the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 8 non-independent directors. Outside Independent Director Junko Nishiyama was the last independent director to join the board, commencing their role in 2019. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model. Announcement • Apr 08
JACCS Co., Ltd. to Report Fiscal Year 2022 Results on May 12, 2022 JACCS Co., Ltd. announced that they will report fiscal year 2022 results on May 12, 2022 Upcoming Dividend • Mar 23
Upcoming dividend of JP¥80.00 per share Eligible shareholders must have bought the stock before 30 March 2022. Payment date: 28 June 2022. Payout ratio is a comfortable 26% but the company is not cash flow positive. Trailing yield: 4.9%. Within top quartile of Japanese dividend payers (3.4%). Higher than average of industry peers (2.2%). Upcoming Dividend • Sep 22
Upcoming dividend of JP¥70.00 per share Eligible shareholders must have bought the stock before 29 September 2021. Payment date: 30 November 2021. Trailing yield: 4.6%. Within top quartile of Japanese dividend payers (3.0%). Higher than average of industry peers (1.9%). Valuation Update With 7 Day Price Move • May 20
Investor sentiment improved over the past week After last week's 23% share price gain to JP¥2,616, the stock trades at a trailing P/E ratio of 7.7x. Average trailing P/E is 12x in the Consumer Finance industry in Japan. Total returns to shareholders of 20% over the past three years. Upcoming Dividend • Mar 23
Upcoming dividend of JP¥45.00 per share Eligible shareholders must have bought the stock before 30 March 2021. Payment date: 29 June 2021. Trailing yield: 3.9%. Within top quartile of Japanese dividend payers (2.7%). Higher than average of industry peers (1.8%). Is New 90 Day High Low • Mar 12
New 90-day high: JP¥2,196 The company is up 19% from its price of JP¥1,850 on 11 December 2020. The Japanese market is up 8.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Consumer Finance industry, which is up 20% over the same period. Announcement • Mar 04
JACCS Co., Ltd. to Report Fiscal Year 2021 Results on May 13, 2021 JACCS Co., Ltd. announced that they will report fiscal year 2021 results on May 13, 2021 Is New 90 Day High Low • Feb 03
New 90-day high: JP¥1,995 The company is up 9.0% from its price of JP¥1,833 on 05 November 2020. The Japanese market is up 14% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Consumer Finance industry, which is up 5.0% over the same period. Is New 90 Day High Low • Jan 08
New 90-day high: JP¥1,926 The company is up 10.0% from its price of JP¥1,744 on 09 October 2020. The Japanese market is also up 10.0% over the last 90 days, indicating the company’s price trend is similar to the market over that time. However, it outperformed the Consumer Finance industry, which is up 2.0% over the same period. Announcement • Dec 05
JACCS Co., Ltd. to Report Q3, 2021 Results on Feb 03, 2021 JACCS Co., Ltd. announced that they will report Q3, 2021 results on Feb 03, 2021 Announcement • Sep 12
JACCS Co., Ltd. to Report Q2, 2021 Results on Nov 05, 2020 JACCS Co., Ltd. announced that they will report Q2, 2021 results on Nov 05, 2020 Announcement • Jul 05
JACCS Co., Ltd. to Report Q1, 2021 Results on Aug 05, 2020 JACCS Co., Ltd. announced that they will report Q1, 2021 results on Aug 05, 2020