Shinkin Central Bank Balance Sheet Health
Financial Health criteria checks 5/6
Shinkin Central Bank has total assets of ¥48,274.7B and total equity of ¥1,549.7B. Total deposits are ¥32,195.9B, and total loans are ¥8,447.8B. It earns a Net Interest Margin of 0.3%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are ¥20,936.3B.
Key information
31.2x
Asset to equity ratio
0.3%
Net interest margin
| Total deposits | JP¥32.20t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | JP¥20.94t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8421's Assets to Equity ratio (31.2x) is very high.
Allowance for Bad Loans: 8421 has a sufficient allowance for bad loans (110%).
Low Risk Liabilities: 69% of 8421's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8421 has an appropriate level of Loans to Assets ratio (17%).
Low Risk Deposits: 8421's Loans to Deposits ratio (26%) is appropriate.
Level of Bad Loans: 8421 has an appropriate level of bad loans (0.3%).