Shinkin Central Bank Balance Sheet Health
Financial Health criteria checks 5/6
Shinkin Central Bank has total assets of ¥53,698.7B and total equity of ¥1,353.2B. Total deposits are ¥39,709.2B, and total loans are ¥11,085.2B. It earns a Net Interest Margin of 0.3%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are ¥25,323.3B.
Key information
39.7x
Asset to equity ratio
0.3%
Net interest margin
Total deposits | JP¥39.71t |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | JP¥25.32t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8421's Assets to Equity ratio (39.7x) is very high.
Allowance for Bad Loans: 8421 has a sufficient allowance for bad loans (108%).
Low Risk Liabilities: 76% of 8421's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8421 has an appropriate level of Loans to Assets ratio (21%).
Low Risk Deposits: 8421's Loans to Deposits ratio (28%) is appropriate.
Level of Bad Loans: 8421 has an appropriate level of bad loans (0.2%).