Premium Group Co., Ltd.

TSE:7199 Stock Report

Market Cap: JP¥95.8b

Premium Group Valuation

Is 7199 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 7199 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 7199 (¥2506) is trading below our estimate of fair value (¥3568.22)

Significantly Below Fair Value: 7199 is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 7199?

Key metric: As 7199 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 7199. This is calculated by dividing 7199's market cap by their current earnings.
What is 7199's PE Ratio?
PE Ratio17.9x
EarningsJP¥5.32b
Market CapJP¥95.78b

Price to Earnings Ratio vs Peers

How does 7199's PE Ratio compare to its peers?

The above table shows the PE ratio for 7199 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average13.3x
8515 Aiful
7x13.3%JP¥156.1b
8584 JACCS
5.8x-5.0%JP¥132.5b
8585 Orient
23.1x21.4%JP¥142.8b
8508 J Trust
17.4x31.0%JP¥56.9b
7199 Premium Group
17.9x19.4%JP¥95.8b

Price-To-Earnings vs Peers: 7199 is expensive based on its Price-To-Earnings Ratio (17.9x) compared to the peer average (13.3x).

Price to Earnings Ratio vs Industry

How does 7199's PE Ratio compare vs other companies in the Asian Consumer Finance Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
7199 17.9xIndustry Avg. 14.2xNo. of Companies24PE01020304050+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 7199 is expensive based on its Price-To-Earnings Ratio (17.9x) compared to the Asian Consumer Finance industry average (14.2x).

Price to Earnings Ratio vs Fair Ratio

What is 7199's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

7199 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio17.9x
Fair PE Ratio14.4x

Price-To-Earnings vs Fair Ratio: 7199 is expensive based on its Price-To-Earnings Ratio (17.9x) compared to the estimated Fair Price-To-Earnings Ratio (14.4x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 7199 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentJP¥2,506.00
JP¥3,866.67
+54.3%
12.0%JP¥4,500.00JP¥3,400.00n/a3
Nov ’25JP¥2,318.00
JP¥3,866.67
+66.8%
12.0%JP¥4,500.00JP¥3,400.00n/a3
Oct ’25JP¥2,136.00
JP¥3,600.00
+68.5%
6.0%JP¥3,900.00JP¥3,400.00n/a3
Sep ’25JP¥2,088.00
JP¥3,600.00
+72.4%
6.0%JP¥3,900.00JP¥3,400.00n/a3
Aug ’25JP¥1,985.00
JP¥3,700.00
+86.4%
5.4%JP¥3,900.00JP¥3,500.00n/a2
Jul ’25JP¥2,148.00
JP¥3,700.00
+72.3%
5.4%JP¥3,900.00JP¥3,500.00n/a2
Jun ’25JP¥2,085.00
JP¥3,700.00
+77.5%
5.4%JP¥3,900.00JP¥3,500.00n/a2
May ’25JP¥2,170.00
JP¥3,025.00
+39.4%
0.8%JP¥3,050.00JP¥3,000.00n/a2
Apr ’25JP¥2,021.00
JP¥3,025.00
+49.7%
0.8%JP¥3,050.00JP¥3,000.00n/a2
Mar ’25JP¥1,869.00
JP¥3,025.00
+61.9%
0.8%JP¥3,050.00JP¥3,000.00n/a2
Feb ’25JP¥1,775.00
JP¥2,775.00
+56.3%
9.9%JP¥3,050.00JP¥2,500.00n/a2
Jan ’25JP¥1,823.00
JP¥2,775.00
+52.2%
9.9%JP¥3,050.00JP¥2,500.00n/a2
Dec ’24JP¥1,739.00
JP¥2,775.00
+59.6%
9.9%JP¥3,050.00JP¥2,500.00n/a2
Nov ’24JP¥1,559.00
JP¥2,800.00
+79.6%
10.7%JP¥3,100.00JP¥2,500.00JP¥2,318.002
Oct ’24JP¥1,593.00
JP¥2,800.00
+75.8%
10.7%JP¥3,100.00JP¥2,500.00JP¥2,136.002
Sep ’24JP¥1,662.00
JP¥2,800.00
+68.5%
10.7%JP¥3,100.00JP¥2,500.00JP¥2,088.002
Aug ’24JP¥1,730.00
JP¥2,800.00
+61.8%
10.7%JP¥3,100.00JP¥2,500.00JP¥1,985.002
Jul ’24JP¥1,732.00
JP¥2,800.00
+61.7%
10.7%JP¥3,100.00JP¥2,500.00JP¥2,148.002
Jun ’24JP¥1,537.00
JP¥2,800.00
+82.2%
10.7%JP¥3,100.00JP¥2,500.00JP¥2,085.002
May ’24JP¥1,640.00
JP¥2,850.00
+73.8%
22.8%JP¥3,500.00JP¥2,200.00JP¥2,170.002
Apr ’24JP¥1,695.00
JP¥2,850.00
+68.1%
22.8%JP¥3,500.00JP¥2,200.00JP¥2,021.002
Mar ’24JP¥1,588.00
JP¥2,466.67
+55.3%
30.8%JP¥3,500.00JP¥1,700.00JP¥1,869.003
Feb ’24JP¥1,580.00
JP¥2,500.00
+58.2%
29.9%JP¥3,500.00JP¥1,700.00JP¥1,775.003
Jan ’24JP¥1,737.00
JP¥2,500.00
+43.9%
29.9%JP¥3,500.00JP¥1,700.00JP¥1,823.003
Dec ’23JP¥1,865.00
JP¥2,144.44
+15.0%
14.9%JP¥2,433.33JP¥1,700.00JP¥1,739.003
Nov ’23JP¥1,765.00
JP¥2,044.44
+15.8%
14.7%JP¥2,433.33JP¥1,700.00JP¥1,559.003

Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.

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