Mortgage Service Japan Limited

TSE:7192 Stock Report

Market Cap: JP¥6.2b

Mortgage Service Japan Past Earnings Performance

Past criteria checks 1/6

Mortgage Service Japan's earnings have been declining at an average annual rate of -2.4%, while the Diversified Financial industry saw earnings growing at 12.4% annually. Revenues have been growing at an average rate of 0.6% per year. Mortgage Service Japan's return on equity is 9.3%, and it has net margins of 10.8%.

Key information

-2.4%

Earnings growth rate

-3.4%

EPS growth rate

Diversified Financial Industry Growth10.2%
Revenue growth rate0.6%
Return on equity9.3%
Net Margin10.8%
Next Earnings Update07 Feb 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Mortgage Service Japan makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

TSE:7192 Revenue, expenses and earnings (JPY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 247,2187813,7900
30 Jun 247,1278083,6650
31 Mar 247,1108743,5240
31 Dec 237,1039293,4710
30 Sep 237,1619303,4910
30 Jun 237,2109523,5350
31 Mar 237,3251,0023,5610
31 Dec 227,4171,0793,5890
30 Sep 227,5621,1063,6490
30 Jun 227,7341,1863,6860
31 Mar 227,6891,1303,6990
31 Dec 217,6051,1883,5960
30 Sep 217,4131,1063,5850
30 Jun 217,2249763,5550
31 Mar 217,1299453,5350
31 Dec 207,2539403,6720
30 Sep 207,2659963,5830
30 Jun 207,2811,0333,5100
31 Mar 207,1171,0143,3800
31 Dec 196,8441,0003,1260
30 Sep 196,6019032,9970
30 Jun 196,3068082,8740
31 Mar 196,2678022,7960
31 Dec 186,3667922,7990
30 Sep 186,3777482,7500
30 Jun 186,4266742,7260
31 Mar 186,2935832,6560
31 Dec 176,0625342,4900
30 Sep 175,8454692,4810
30 Jun 175,7615012,4680
31 Mar 175,8645562,5020
31 Mar 165,2533762,4060
31 Mar 153,977612,0060

Quality Earnings: 7192 has high quality earnings.

Growing Profit Margin: 7192's current net profit margins (10.8%) are lower than last year (13%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: 7192's earnings have declined by 2.4% per year over the past 5 years.

Accelerating Growth: 7192's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 7192 had negative earnings growth (-16%) over the past year, making it difficult to compare to the Diversified Financial industry average (28.6%).


Return on Equity

High ROE: 7192's Return on Equity (9.3%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 02:48
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Mortgage Service Japan Limited is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Yoko MizoguchiIchiyoshi Research Institute Inc.