Daito Bank Balance Sheet Health
Financial Health criteria checks 3/6
Daito Bank has total assets of ¥862.8B and total equity of ¥37.3B. Total deposits are ¥814.4B, and total loans are ¥646.3B earning a Net Interest Margin of 1%. It has insufficient allowance for bad loans, which are currently at 40.5% of total loans. Cash and short-term investments are ¥53.8B.
Key information
23.1x
Asset to equity ratio
1.0%
Net interest margin
| Total deposits | JP¥814.41b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 40.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥53.84b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8563's Assets to Equity ratio (23.1x) is very high.
Allowance for Bad Loans: 8563 has a low allowance for bad loans (1%).
Low Risk Liabilities: 99% of 8563's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8563 has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: 8563's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: 8563 has a high level of bad loans (40.5%).