Daito Bank Balance Sheet Health
Financial Health criteria checks 3/6
Daito Bank has total assets of ¥876.9B and total equity of ¥38.5B. Total deposits are ¥792.0B, and total loans are ¥650.0B earning a Net Interest Margin of 0.9%. It has insufficient allowance for bad loans, which are currently at 4.1% of total loans. Cash and short-term investments are ¥72.3B.
Key information
22.8x
Asset to equity ratio
0.9%
Net interest margin
Total deposits | JP¥792.02b |
Loan to deposit ratio | Appropriate |
Bad loans | 4.1% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥72.28b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8563's Assets to Equity ratio (22.8x) is very high.
Allowance for Bad Loans: 8563 has a low allowance for bad loans (10%).
Low Risk Liabilities: 94% of 8563's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8563 has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: 8563's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: 8563 has a high level of bad loans (4.1%).