The Towa Bank, Ltd.

TSE:8558 Stock Report

Market Cap: JP¥23.7b

Towa Bank Past Earnings Performance

Past criteria checks 4/6

Towa Bank has been growing earnings at an average annual rate of 2.6%, while the Banks industry saw earnings growing at 7.3% annually. Revenues have been declining at an average rate of 2% per year. Towa Bank's return on equity is 3.2%, and it has net margins of 9.3%.

Key information

2.6%

Earnings growth rate

2.5%

EPS growth rate

Banks Industry Growth4.1%
Revenue growth rate-2.0%
Return on equity3.2%
Net Margin9.3%
Next Earnings Update07 Feb 2025

Recent past performance updates

Recent updates

Towa Bank's (TSE:8558) Dividend Will Be ¥25.00

Mar 22
Towa Bank's (TSE:8558) Dividend Will Be ¥25.00

Towa Bank (TSE:8558) Is Due To Pay A Dividend Of ¥25.00

Feb 26
Towa Bank (TSE:8558) Is Due To Pay A Dividend Of ¥25.00

Revenue & Expenses Breakdown

How Towa Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

TSE:8558 Revenue, expenses and earnings (JPY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2432,0012,98819,9840
30 Jun 2432,3963,57219,8440
31 Mar 2431,9963,32319,7350
31 Dec 2332,1843,47219,7380
30 Sep 2330,7472,44919,7400
30 Jun 2330,2272,77519,6050
31 Mar 2331,6773,89819,6030
31 Dec 2229,5291,84519,8070
30 Sep 2229,7272,55219,6550
30 Jun 2230,6271,96519,8150
31 Mar 2230,3631,74519,7510
31 Dec 2132,8453,41919,8740
30 Sep 2132,6062,76420,0230
30 Jun 2132,3112,84020,1710
31 Mar 2131,9962,30120,2100
31 Dec 2033,9222,91219,9270
30 Sep 2034,6573,20420,1070
30 Jun 2034,2552,56120,1760
31 Mar 2034,0792,70420,2450
31 Dec 1934,0162,78520,5430
30 Sep 1933,7763,07320,5650
30 Jun 1934,3744,23520,7120
31 Mar 1934,8434,60520,8600
31 Dec 1837,3136,58321,0670
30 Sep 1840,1138,22321,5040
30 Jun 1843,2699,77121,8420
31 Mar 1845,01710,86222,1800
31 Dec 1745,37510,15622,2570
30 Sep 1743,7109,16722,2980
30 Jun 1740,7977,47122,2710
31 Mar 1741,1678,08722,2430
31 Dec 1639,2457,40522,1330
30 Sep 1640,1888,08721,9770
30 Jun 1640,4358,50521,9030
31 Mar 1639,2637,65721,6460
31 Dec 1540,0719,37821,3480
30 Sep 1540,3229,34821,4110
30 Jun 1541,03412,22921,5310
31 Mar 1541,35511,92621,6840
31 Dec 1439,32314,78621,6120
30 Sep 1439,50714,88621,5700
30 Jun 1440,18612,42721,3850
31 Mar 1440,19312,30421,3430
31 Dec 1340,3097,51421,5330

Quality Earnings: 8558 has high quality earnings.

Growing Profit Margin: 8558's current net profit margins (9.3%) are higher than last year (8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 8558's earnings have grown by 2.6% per year over the past 5 years.

Accelerating Growth: 8558's earnings growth over the past year (22%) exceeds its 5-year average (2.6% per year).

Earnings vs Industry: 8558 earnings growth over the past year (22%) did not outperform the Banks industry 22.6%.

Return on Equity

High ROE: 8558's Return on Equity (3.2%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/24 00:52
End of Day Share Price 2024/12/24 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

The Towa Bank, Ltd. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Pooja DabasVirtua Research Inc.