Kita-Nippon Bank Balance Sheet Health
Financial Health criteria checks 5/6
Kita-Nippon Bank has total assets of ¥1,520.3B and total equity of ¥80.5B. Total deposits are ¥1,427.3B, and total loans are ¥1,055.6B earning a Net Interest Margin of 1%. It has insufficient allowance for bad loans, which are currently at 1.8% of total loans. Cash and short-term investments are ¥132.5B.
Key information
18.9x
Asset to equity ratio
1.0%
Net interest margin
Total deposits | JP¥1.43t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.8% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥132.51b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8551's Assets to Equity ratio (18.9x) is moderate.
Allowance for Bad Loans: 8551 has a low allowance for bad loans (48%).
Low Risk Liabilities: 99% of 8551's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8551 has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: 8551's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: 8551 has an appropriate level of bad loans (1.8%).