Keiyo Bank Balance Sheet Health
Financial Health criteria checks 4/6
Keiyo Bank has total assets of ¥6,639.5B and total equity of ¥324.2B. Total deposits are ¥5,575.3B, and total loans are ¥4,239.3B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are ¥1,173.0B.
Key information
20.5x
Asset to equity ratio
0.8%
Net interest margin
| Total deposits | JP¥5.58t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.4% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥1.17t |
Recent financial health updates
No updates
Recent updates
Keiyo Bank (TSE:8544) Has Announced A Dividend Of ¥14.00
Jan 15
Keiyo Bank (TSE:8544) Will Pay A Dividend Of ¥14.00
Jan 01Keiyo Bank (TSE:8544) Is Due To Pay A Dividend Of ¥14.00
Dec 18Keiyo Bank (TSE:8544) Has Announced A Dividend Of ¥14.00
Dec 04Keiyo Bank (TSE:8544) Is Increasing Its Dividend To ¥13.00
Sep 27Keiyo Bank's (TSE:8544) Shareholders Will Receive A Bigger Dividend Than Last Year
Aug 23Keiyo Bank (TSE:8544) Is Paying Out A Larger Dividend Than Last Year
Aug 09Keiyo Bank (TSE:8544) Has Announced That It Will Be Increasing Its Dividend To ¥13.00
Jul 25Keiyo Bank (TSE:8544) Is Increasing Its Dividend To ¥13.00
Jul 11Keiyo Bank (TSE:8544) Is Due To Pay A Dividend Of ¥11.50
Mar 03Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8544's Assets to Equity ratio (20.5x) is very high.
Allowance for Bad Loans: 8544 has a low allowance for bad loans (23%).
Low Risk Liabilities: 88% of 8544's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8544 has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: 8544's Loans to Deposits ratio (76%) is appropriate.
Level of Bad Loans: 8544 has an appropriate level of bad loans (1.4%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/01 01:22 |
| End of Day Share Price | 2025/01/31 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
The Keiyo Bank, Ltd. is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| J. Waterhouse | CLSA |
| Shinichi Ina | Credit Suisse |
| Pritish Ture | Virtua Research Inc. |