Keiyo Bank Balance Sheet Health
Financial Health criteria checks 4/6
Keiyo Bank has total assets of ¥6,808.0B and total equity of ¥309.9B. Total deposits are ¥5,500.1B, and total loans are ¥4,190.7B earning a Net Interest Margin of 0.7%. It has insufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are ¥1,356.7B.
Key information
22x
Asset to equity ratio
0.7%
Net interest margin
Total deposits | JP¥5.50t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.3% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥1.36t |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8544's Assets to Equity ratio (22x) is very high.
Allowance for Bad Loans: 8544 has a low allowance for bad loans (26%).
Low Risk Liabilities: 85% of 8544's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8544 has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: 8544's Loans to Deposits ratio (76%) is appropriate.
Level of Bad Loans: 8544 has an appropriate level of bad loans (1.3%).