Tomato Bank Balance Sheet Health
Financial Health criteria checks 3/6
Tomato Bank has total assets of ¥1,342.5B and total equity of ¥56.8B. Total deposits are ¥1,234.0B, and total loans are ¥1,030.9B earning a Net Interest Margin of 1%. It has insufficient allowance for bad loans, which are currently at 3.2% of total loans. Cash and short-term investments are ¥102.0B.
Key information
23.6x
Asset to equity ratio
1.0%
Net interest margin
Total deposits | JP¥1.23t |
Loan to deposit ratio | Appropriate |
Bad loans | 3.2% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥102.00b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8542's Assets to Equity ratio (23.6x) is very high.
Allowance for Bad Loans: 8542 has a low allowance for bad loans (15%).
Low Risk Liabilities: 96% of 8542's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8542 has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: 8542's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: 8542 has a high level of bad loans (3.2%).