Tomato Bank Balance Sheet Health
Financial Health criteria checks 3/6
Tomato Bank has total assets of ¥1,364.3B and total equity of ¥56.5B. Total deposits are ¥1,248.4B, and total loans are ¥1,033.4B earning a Net Interest Margin of 1%. It has insufficient allowance for bad loans, which are currently at 3% of total loans. Cash and short-term investments are ¥130.9B.
Key information
24.2x
Asset to equity ratio
1.0%
Net interest margin
| Total deposits | JP¥1.25t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥130.92b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8542's Assets to Equity ratio (24.2x) is very high.
Allowance for Bad Loans: 8542 has a low allowance for bad loans (16%).
Low Risk Liabilities: 95% of 8542's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8542 has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: 8542's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: 8542 has a high level of bad loans (3%).