Ehime Bank Balance Sheet Health
Financial Health criteria checks 4/6
Ehime Bank has total assets of ¥2,891.2B and total equity of ¥132.2B. Total deposits are ¥2,654.2B, and total loans are ¥1,928.1B earning a Net Interest Margin of 1.2%. It has insufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are ¥202.6B.
Key information
21.9x
Asset to equity ratio
1.2%
Net interest margin
Total deposits | JP¥2.65t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥202.58b |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8541's Assets to Equity ratio (21.9x) is very high.
Allowance for Bad Loans: 8541 has a low allowance for bad loans (40%).
Low Risk Liabilities: 96% of 8541's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8541 has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: 8541's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: 8541 has an appropriate level of bad loans (2%).