Ehime Bank Balance Sheet Health
Financial Health criteria checks 4/6
Ehime Bank has total assets of ¥2,885.2B and total equity of ¥140.3B. Total deposits are ¥2,669.5B, and total loans are ¥1,923.8B earning a Net Interest Margin of 1.3%. It has insufficient allowance for bad loans, which are currently at 1.9% of total loans. Cash and short-term investments are ¥226.5B.
Key information
20.6x
Asset to equity ratio
1.3%
Net interest margin
| Total deposits | JP¥2.67t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.9% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥226.49b |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8541's Assets to Equity ratio (20.6x) is very high.
Allowance for Bad Loans: 8541 has a low allowance for bad loans (39%).
Low Risk Liabilities: 97% of 8541's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8541 has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: 8541's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: 8541 has an appropriate level of bad loans (1.9%).