Bank of Nagoya Balance Sheet Health
Financial Health criteria checks 4/6
Bank of Nagoya has total assets of ¥5,431.0B and total equity of ¥303.3B. Total deposits are ¥4,636.5B, and total loans are ¥3,764.7B earning a Net Interest Margin of 0.6%. It has insufficient allowance for bad loans, which are currently at 2.8% of total loans. Cash and short-term investments are ¥557.3B.
Key information
17.9x
Asset to equity ratio
0.6%
Net interest margin
Total deposits | JP¥4.64t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.8% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥557.28b |
Recent financial health updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8522's Assets to Equity ratio (17.9x) is moderate.
Allowance for Bad Loans: 8522 has a low allowance for bad loans (16%).
Low Risk Liabilities: 90% of 8522's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8522 has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: 8522's Loans to Deposits ratio (81%) is appropriate.
Level of Bad Loans: 8522 has a high level of bad loans (2.8%).