Bank of Nagoya Balance Sheet Health
Financial Health criteria checks 3/6
Bank of Nagoya has total assets of ¥5,636.2B and total equity of ¥278.7B. Total deposits are ¥4,876.7B, and total loans are ¥3,830.5B earning a Net Interest Margin of 0.7%. It has insufficient allowance for bad loans, which are currently at 2.4% of total loans. Cash and short-term investments are ¥784.8B.
Key information
20.2x
Asset to equity ratio
0.7%
Net interest margin
| Total deposits | JP¥4.88t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.4% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥784.77b |
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8522's Assets to Equity ratio (20.2x) is very high.
Allowance for Bad Loans: 8522 has a low allowance for bad loans (18%).
Low Risk Liabilities: 91% of 8522's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8522 has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: 8522's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: 8522 has a high level of bad loans (2.4%).