Yamaguchi Financial Group Balance Sheet Health
Financial Health criteria checks 5/6
Yamaguchi Financial Group has total assets of ¥12,826.8B and total equity of ¥644.3B. Total deposits are ¥10,629.9B, and total loans are ¥8,428.4B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 1.8% of total loans. Cash and short-term investments are ¥1,771.9B.
Key information
19.9x
Asset to equity ratio
0.8%
Net interest margin
| Total deposits | JP¥10.63t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥1.77t |
Recent financial health updates
No updates
Recent updates
Yamaguchi Financial Group (TSE:8418) Will Pay A Dividend Of ¥30.00
Dec 26
Yamaguchi Financial Group's (TSE:8418) Dividend Will Be ¥30.00
Dec 11Yamaguchi Financial Group (TSE:8418) Is Increasing Its Dividend To ¥30.00
Aug 09Yamaguchi Financial Group (TSE:8418) Will Pay A Larger Dividend Than Last Year At ¥30.00
Jul 26Yamaguchi Financial Group's (TSE:8418) Dividend Will Be Increased To ¥30.00
Jul 12Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8418's Assets to Equity ratio (19.9x) is moderate.
Allowance for Bad Loans: 8418 has a low allowance for bad loans (49%).
Low Risk Liabilities: 87% of 8418's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8418 has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: 8418's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: 8418 has an appropriate level of bad loans (1.8%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/28 21:27 |
| End of Day Share Price | 2024/12/27 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Yamaguchi Financial Group, Inc. is covered by 5 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Kohei Sakamoto | Daiwa Securities Co. Ltd. |
| Crane Ni | KGI Securities Co. Ltd. |
| Makoto Sakurai | Mitsubishi UFJ Morgan Stanley Securities Company Limited |