Bank Of Kochi Balance Sheet Health
Financial Health criteria checks 4/6
Bank Of Kochi has total assets of ¥1,116.8B and total equity of ¥60.6B. Total deposits are ¥1,020.1B, and total loans are ¥722.0B earning a Net Interest Margin of 1.1%. It has insufficient allowance for bad loans, which are currently at 4.2% of total loans. Cash and short-term investments are ¥56.4B.
Key information
18.4x
Asset to equity ratio
1.1%
Net interest margin
Total deposits | JP¥1.02t |
Loan to deposit ratio | Appropriate |
Bad loans | 4.2% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥56.41b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8416's Assets to Equity ratio (18.4x) is moderate.
Allowance for Bad Loans: 8416 has a low allowance for bad loans (41%).
Low Risk Liabilities: 97% of 8416's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8416 has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: 8416's Loans to Deposits ratio (71%) is appropriate.
Level of Bad Loans: 8416 has a high level of bad loans (4.2%).