Bank Of Kochi Balance Sheet Health
Financial Health criteria checks 4/6
Bank Of Kochi has total assets of ¥1,151.5B and total equity of ¥60.9B. Total deposits are ¥1,023.8B, and total loans are ¥724.1B earning a Net Interest Margin of 1.2%. It has insufficient allowance for bad loans, which are currently at 4.4% of total loans. Cash and short-term investments are ¥76.5B.
Key information
18.9x
Asset to equity ratio
1.2%
Net interest margin
| Total deposits | JP¥1.02t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.4% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥76.46b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8416's Assets to Equity ratio (18.9x) is moderate.
Allowance for Bad Loans: 8416 has a low allowance for bad loans (40%).
Low Risk Liabilities: 94% of 8416's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8416 has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: 8416's Loans to Deposits ratio (71%) is appropriate.
Level of Bad Loans: 8416 has a high level of bad loans (4.4%).