Shikoku Bank Balance Sheet Health
Financial Health criteria checks 3/6
Shikoku Bank has total assets of ¥3,267.6B and total equity of ¥160.0B. Total deposits are ¥3,068.2B, and total loans are ¥2,066.0B earning a Net Interest Margin of 0.9%. It has insufficient allowance for bad loans, which are currently at 2.6% of total loans. Cash and short-term investments are ¥195.1B.
Key information
20.4x
Asset to equity ratio
0.9%
Net interest margin
Total deposits | JP¥3.07t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.6% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥195.13b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8387's Assets to Equity ratio (20.4x) is very high.
Allowance for Bad Loans: 8387 has a low allowance for bad loans (28%).
Low Risk Liabilities: 99% of 8387's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8387 has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: 8387's Loans to Deposits ratio (67%) is appropriate.
Level of Bad Loans: 8387 has a high level of bad loans (2.6%).