Hyakujushi Bank Balance Sheet Health
Financial Health criteria checks 5/6
Hyakujushi Bank has total assets of ¥5,763.3B and total equity of ¥303.4B. Total deposits are ¥4,723.5B, and total loans are ¥3,420.4B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 1.6% of total loans. Cash and short-term investments are ¥995.9B.
Key information
19x
Asset to equity ratio
0.8%
Net interest margin
Total deposits | JP¥4.72t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.6% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥995.86b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8386's Assets to Equity ratio (19x) is moderate.
Allowance for Bad Loans: 8386 has a low allowance for bad loans (31%).
Low Risk Liabilities: 87% of 8386's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8386 has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: 8386's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: 8386 has an appropriate level of bad loans (1.6%).